Find USDA Eligible Properties in Mackinac County


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Sheila Hyde   from   Bois Blanc Island Real Estate
Kristine McCraren   from   Cummings McCraney

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Looking to buy in Mackinac County, Michigan?

There are 64 USDA backed residential loans in Mackinac county with an average loan balance of $87,130. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $98,433. On average the rural home size purchased with this loan was approximately 1,356 SqFt. Mackinac county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Mackinac County is roughly 2,742 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Mackinac County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Mackinac County, MI   Mackinac QR code
* cities most likely to have USDA loan eligible properties for sale.

Allenville   •   Brevort   •   Caffey   •   Cedarville   •   Charles   •   Corinne   •   Engadine   •   Epoufette   •   Evergreen Shores   •   Fort Holmes   •   Fort Mackinac   •   Garnet   •   Gilchrist   •   Gould City   •   Gros Cap   •   Hessel   •   Huntspur   •   Kenneth   •   *Mackinac Island   •   Millecoquins   •   Moran   •   Naubinway   •   Ozark   •   Patrick Landing   •   Pointe Aux Pins   •   Pontchartrain Shores   •   Port Dolomite   •   Port Inland   •   Rexton   •   Rockview   •   *Saint Ignace   •   Simmons

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mackinac County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Mackinac County, Michigan
USDA Boundary Details
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Mackinac County, situated in the great state of Michigan, has a rich and varied history that dates back thousands of years. The name "Mackinac" originates from the Native American Ojibwe word "mishi-mikinaak," which means "great turtle." This name is derived from the shape of Mackinac Island, which was considered sacred territory by Native American tribes.

The first European explorers to arrive in this region were French fur traders, who established their presence in the early 17th century. In 1670, Father Jacques Marquette, a Jesuit missionary, contributed to the formation of St. Ignace as a Catholic mission, becoming the first permanent European settlement in the area. Since then, the area has experienced various waves of migration and settlement, including British and American settlers.

In 1812, the region was a key battleground in the War of 1812 between Great Britain and the United States, with the famous Battle of Mackinac Island taking place on August 4, 1814. The British recaptured Fort Mackinac and retained control over the region until the Treaty of Ghent was signed, which ended the war in 1815.

The development of Mackinac County continued in the 19th century, particularly when it became a crucial transportation hub, with shipping and ferry services supporting the burgeoning trade and logging industries. It was officially established as a county within the state of Michigan in 1849.

One fun fact about this region is its unique transportation system on Mackinac Island. Since 1898, motor vehicles have been banned on the island to preserve its natural beauty and historic charm. Today, the primary modes of transportation are bicycles, horse-drawn carriages, and walking, which contribute to the island's serene and picturesque nature.

Mackinac County is now a popular tourist destination, known for its scenic beauty, historic sites, and various cultural attractions, including the Grand Hotel, Fort Mackinac, and the Mackinac Bridge that connects the Upper and Lower Peninsulas of Michigan.


Featured Cities of Michigan
Cedarville Charles
Featured Properties from USDA Loan Eligible Regions of Mackinac County