Find USDA Eligible Properties in Montmorency County


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Diane Ives   from   Great Lakes Realty

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Looking to buy in Montmorency County, Michigan?

There are 122 USDA backed residential loans in Montmorency county with an average loan balance of $70,197. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $72,045. On average the rural home size purchased with this loan was approximately 1,228 SqFt. Montmorency county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Montmorency County is roughly 1,455 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Montmorency County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Montmorency County, MI   Montmorency QR code
* cities most likely to have USDA loan eligible properties for sale.

*Atlanta   •   Bigelow   •   Birchwood Beach   •   *Canada Creek Ranch   •   Donnelly   •   Garland Village   •   Hetherton   •   *Hillman   •   *Lewiston   •   Royston   •   Rust

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Montmorency County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Montmorency County, Michigan
USDA Boundary Details
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Montmorency County is located in the northeastern part of the state of Michigan. It was first established as a county in 1840, but it wasn't officially organized until 1881. The county was named after a Frenchman named Henri II de Montmorency, a nobleman, diplomat, and military commander.

Originally, the area was inhabited by Native American tribes, such as the Chippewa and Ottawa tribes. The first European settlers arrived in the early 19th century, mainly involved in fur trading and lumbering activities. As the lumber industry grew throughout the state, Montmorency County experienced significant growth as well. The lumber industry was the primary source of employment and a catalyst for the development of local settlements.

With the decline of the lumber industry towards the end of the 19th century, the focus in Montmorency County shifted to agriculture, particularly dairy farming. In the 20th century, tourism became an important aspect of the local economy, with the county's numerous lakes, streams, and forests attracting visitors for recreational activities such as hunting, fishing, and water sports.

A fun fact about Montmorency County is that it is home to the largest population of elk in the state of Michigan. The reintroduction of elk in the early 20th century has led to a thriving population in the area, and they are now a cherished symbol of the region's natural heritage. Elk-viewing tours and the annual Elk Festival in Atlanta, the county seat, are popular attractions for both locals and tourists alike.


Featured Cities of Michigan
Bigelow Rust
Featured Properties from USDA Loan Eligible Regions of Montmorency County