Find USDA Eligible Properties in Oceana County


MI State Flag  Oceana County Seal

Realtors in Oceana browse list of realtors working in Oceana County
Hey, are you a realtor interested in helping families find USDA eligible properties in Oceana County?
Join the USDAProperties Realtor Network

Looking to buy in Oceana County, Michigan?


There are 239 USDA backed residential loans in Oceana county with an average loan balance of $81,413. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $84,862. On average the rural home size purchased with this loan was approximately 1,358 SqFt. Oceana county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Oceana County is roughly 1,415 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Oceana County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Oceana County, MI   Oceana QR code
* cities most likely to have USDA loan eligible properties for sale.

Crystal Valley   •   Elbridge   •   Ferry   •   French Town   •   *Hart   •   *Hesperia   •   Little Point Sable   •   Mears   •   *New Era   •   *Pentwater   •   *Rothbury   •   Saint Huberts   •   *Shelby   •   Stony Lake   •   *Walkerville   •   Weare

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oceana County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Oceana County, Michigan
USDA Boundary Details
.

Oceana County is located in the western part of the lower peninsula of the state of Michigan. It was officially established in 1855, although European settlers began to explore the area in the early 1800s. Originally inhabited by Native American tribes, notably the Ottawa and Potawatomi, the region attracted the first European fur traders and missionaries in the 17th century.

The name "Oceana" was suggested by an early settler, J.S. Wing, as he saw the vast crystal-clear Lake Michigan from the sand dunes and thought of the ocean. The county's population started to grow in the mid-19th century due to the thriving lumber industry. As forests were logged, agricultural opportunities opened up, with many settlers cultivating fruit crops, particularly apples, and vegetables, which continue to be important industries for the region to this day.

The county seat, Hart, was established in 1856, and several other towns and villages, like Shelby, New Era, and Pentwater, make up the picturesque landscape that characterizes Oceana County. The county is endowed with natural beauty and a variety of outdoor recreational opportunities like fishing, hunting, swimming, and hiking.

A fun fact about Oceana County is that it is known as "The Asparagus Capital of the World." The region's sandy soil and lake-moderated climate create favorable conditions for growing high-quality asparagus, making it one of the major asparagus producers in the United States. Each year, the town of Shelby hosts the National Asparagus Festival in June to celebrate the importance of the asparagus industry to local farmers and the community as a whole.


Featured Cities of Michigan
Elbridge Weare
Featured Properties from USDA Loan Eligible Regions of Oceana County