USDA Eligibility Boundaries for Oscoda, Michigan Oscoda QR code


State Welcome Sign  OscodaCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Oscoda County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Oscoda county is rated a 3. The average temperature during the month of June is 66.8℉ and the average temperature in January is 17.9℉. The typical humidity of this area is approximately 59% and the area covered by water is 1.15%. The overall influence score for Oscoda is 9.

The map below displays geographic boundaries of Oscoda, Michigan with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Crawford is 38 kilometers to the west, Montmorency is 38 kilometers to the north and Ogemaw is 38 kilometers to the south.

Select from the above list of cities in Oscoda County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Michigan.


County level USDA loan eligibility boundaries for Oscoda, Michigan



Oscoda County is located in the northeastern region of the Lower Peninsula in Michigan. The county has a population of 8,358 people, according to the 2019 census. The median age of residents is 48 years old, with a gender split of 50.2% male and 49.8% female.

Most residents are White (94.7%), followed by Native American (2.7%), African American (1.2%), and Asian (0.9%). The median household income is $39,717, while the median family income is $48,034. Around 24.3% of the population lives below the poverty line.

The county has an area of 576 square miles and is mostly rural, with woodlands and lakes dotting the landscape. There are several towns located within Oscoda County, including Mio, Comins, and Luzerne. The housing market is affordable, with median home values at $87,800 and median rent prices at $599 per month.


Oscoda, Michigan
Rural homes in Oscoda, Michigan
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Michigan USDA program details you can also contact:
USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741
Featured Property from USDA Loan Eligible Regions of Michigan
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717 W Erie St
Albion, MI

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