USDA Eligibility Boundaries for Otsego, Michigan

 
There are no geographical USDA loan restrictions in this county. 100% of Otsego County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Otsego county is rated a 3. The average temperature during the month of June is 65.9℉ and the average temperature in January is 17.3℉. The typical humidity of this area is approximately 59% and the area covered by water is 2.17%. The overall influence score for Otsego is 8.

The map below displays geographic boundaries of Otsego, Michigan with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Antrim is 42 kilometers to the west, Crawford is 37 kilometers to the south and Montmorency is 37 kilometers to the east.
  Select a City in Otsego   Arbutus Beach Elmira Eyedylwild Beach* Gaylord Green Timbers Johannesburg Otsego Lake Pearll City Sparr* Vanderbilt Waters

Select from the above list of cities in Otsego County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Michigan.

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Otsego County is located in northern Michigan. As of the 2019 census, the population was 24,164. The median household income is $48,872 and the median age is 43.5 years old. The majority of residents are White (94.6%), followed by Native American (2.0%), Hispanic (1.3%), and African American (1.0%).

The county is home to dense forests, rolling hills, and the AuSable River, making it a popular destination for outdoor recreation activities. Agriculture is also an important economic sector in the area, with dairy farming being the primary source of income for many families.

The cost of living in Otsego County is below the national average and housing is affordable compared to other areas of Michigan. The median price for a home in Otsego County is $147,000. Public transportation is available through several bus routes operated by Indian Trails and other local providers.

Otsego, Michigan

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Michigan USDA program details you can also contact:

USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741

Featured Property from USDA Loan Eligible Regions of Michigan