USDA Eligibility Boundaries for Ottawa, Michigan Ottawa QR code


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75.9% of Ottawa County is eligible for a USDA home loan.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Ottawa county is rated a 3. The average temperature during the month of June is 70.2℉ and the average temperature in January is 25.5℉. The typical humidity of this area is approximately 56% and the area covered by water is 65.34%. The overall influence score for Ottawa is 2.

The map below displays geographic boundaries of Ottawa, Michigan with a blue border. Regions of Michigan that are highlighted in red are not eligible for USDA backed home loan programs in the state of Michigan. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Allegan is 41 kilometers to the south, Kent is 37 kilometers to the east and Muskegon is 38 kilometers to the north.

Select from the above list of cities in Ottawa County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Michigan.


County level USDA loan eligibility boundaries for Ottawa, Michigan



Ottawa County is located in the western region of Michigan, on the shores of Lake Michigan. According to the 2019 U.S. Census Bureau estimates, the population of Ottawa County was 286,174 people, making it the fourth most populous county in Michigan. The median household income in Ottawa County was $63,846 in 2019, which is higher than the median household income of Michigan as a whole ($54,909).

The racial composition of Ottawa County is 87.6% White, 5.9% Black or African American, 2.5% Hispanic or Latino, 1.3% Asian, and 3.2% other races. The majority of residents identify as Christian (71%), followed by non-Christian faiths (11%), no religious affiliation (8%), and other religions (10%).

The cost of living in Ottawa County is slightly higher than the national average. The median home value in 2019 was $209,400 and the median rent was $1,093. The unemployment rate in Ottawa County was 4.4% as of August 2020.

Overall, Ottawa County is a diverse and vibrant community with a strong economy and a high quality of life.


Ottawa, Michigan
Rural homes in Ottawa, Michigan
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Michigan USDA program details you can also contact:
USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741
Featured Property from USDA Loan Eligible Regions of Michigan
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