Find USDA Eligible Properties in Roscommon County


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March Featured Agent
Mary Lou Cagle   from   Houghton Lake Realty

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Looking to buy in Roscommon County, Michigan?

There are 229 USDA backed residential loans in Roscommon county with an average loan balance of $72,912. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $75,910. On average the rural home size purchased with this loan was approximately 1,252 SqFt. Roscommon county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Roscommon County is roughly 1,502 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Roscommon County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Roscommon County, MI   Roscommon QR code
* cities most likely to have USDA loan eligible properties for sale.

Artesia Beach   •   Au Sable River Park   •   Geels   •   Higgins Lake   •   Hillcrest   •   *Houghton Lake   •   Houghton Lake Heights   •   Houghton Point   •   Keno   •   Maple Valley   •   Meads Landing   •   Michelson   •   Nellsville   •   *Prudenville   •   *Roscommon   •   *Saint Helen   •   Tent City

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Roscommon County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Roscommon County, Michigan
USDA Boundary Details
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Roscommon County is located in the northern part of the Lower Peninsula of the great state of Michigan. Established in 1840, the county was originally named Mikenauk County after a Native American who owned a trading post at the location. However, in 1843, the name was changed to Roscommon County, possibly after the county of Roscommon in Ireland. It is unclear when the first European settlers arrived, but the area was mainly inhabited by the Ojibwa tribe, who lived on lands near the Au Sable and Muskegon Rivers.

The lumber industry played a significant role in the county's early development. In the 19th century, lumberjacks cut down massive amounts of white pine forests to support the growing demand for timber. The timber was then transported via rivers to mills and later shipped off to larger markets. This boom in the lumber industry led to an increase in population, economic growth, and the establishment of small communities in the region.

As the lumber industry dwindled, Roscommon County started to shift its focus on tourism and recreation, owing to its picturesque landscapes and abundant natural resources. Today, the county boasts numerous lakes, rivers, and forests, making it an attractive destination for fishing, boating, hiking, and other outdoor activities.

One fun fact about Roscommon County is its hosting of the annual Michigan Fireman's Memorial Festival, held in the city of Roscommon. This event honors fallen firefighters and includes various activities such as a parade, memorial service, and live entertainment, drawing people from all over the state and beyond every September.


Featured Cities of Michigan
Maple_Valley Houghton_Lake
Featured Properties from USDA Loan Eligible Regions of Roscommon County