Find USDA Eligible Properties in Saginaw County


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John Sedlarik   from   The Sedlarik Group Realty

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Looking to buy in Saginaw County, Michigan?

There are 1,015 USDA backed residential loans in Saginaw county with an average loan balance of $90,444. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $90,938. On average the rural home size purchased with this loan was approximately 1,378 SqFt. Saginaw county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Saginaw County is roughly 2,114 square kilometers. USDA defined regions of rural loan ineligibility in Saginaw cover 171 square kilometers of the county. Approximately 8.1% of Saginaw County is ineligible for traditional USDA home loans. The influence score for Saginaw County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Saginaw County, MI   Saginaw QR code
* cities most likely to have USDA loan eligible properties for sale.

*Birch Run   •   Brady Center   •   Brant   •   *Bridgeport   •   Buena Vista   •   Burnt   •   *Burt   •   Carrollton   •   Chapin   •   *Chesaning   •   Clausedale   •   Crow Island   •   Dice   •   Fenmore   •   Fosters   •   *Frankenmuth   •   Frankentrost   •   *Freeland   •   Frost   •   Galloway   •   Garfield   •   Gera   •   Groveton   •   *Hemlock   •   Indiantown   •   Iva   •   Lakefield   •   Marion Springs   •   *Merrill   •   Morseville   •   Nelson   •   *Oakley   •   Orr   •   Paines   •   Racy   •   *Robin GlenIndiantown   •   Roosevelt   •   Saginaw   •   *Saint Charles   •   Shattuckville   •   *Shields   •   Swan Creek   •   Taymouth   •   Zilwaukee

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Saginaw County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Saginaw County, Michigan
USDA Boundary Details
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Saginaw County, located in the great state of Michigan, was officially established on February 9, 1835. The county derived its name from the Saginaw River, which in turn was named after the Native American tribe of the Saginaw (meaning "place of the outlet people" or "the land of the Sauks").

Prior to European settlement, the area was home to various Native American tribes, including the Sauks, Foxes, Menominees, and Ojibwe people. The French explorer Louis Hennepin first documented the Saginaw Valley in 1675. However, widespread European settlement didn't begin until the 1820s, following the Treaty of Saginaw in 1819, which led to the acquisition of land from the Native American tribes.

Saginaw County rapidly developed in the mid-19th century, primarily due to its rich natural resources. The lumber industry was the driving force behind its growth and prosperity. By the 1870s, Saginaw was known as the "Lumber Capital of the World." The city of Saginaw also served as the county seat, one of the county's major economic centers, as well as a hub for trade and transportation.

In the late 19th and early 20th centuries, the automobile industry started to boom, and Saginaw County became a center for auto-parts production, with car manufacturing companies like General Motors establishing branches in the area. This transition from the lumber industry to manufacturing spurred significant population growth, economic prosperity, and urban development.

Fun Fact: Saginaw County is home to Michigan's largest ancient burial ground, known as the "Shiawassee National Wildlife Refuge." Covering over 9,000 acres, the refuge is a haven for several plant and animal species and serves as an essential waterfowl migration stopover site in the Great Lakes region.


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Featured Properties from USDA Loan Eligible Regions of Saginaw County