Find USDA Eligible Properties in Saint Clair County


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Saint Clair county has 5 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Michael Young   from   H W Realty LLC
Danielle McCartney   from   Real Estate One
Susan Taylor   from   Sine
Dee Patsalis   from   Sine
Mary Hart   from   Realty Executives Home Towne

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Looking to buy in Saint Clair County, Michigan?

There are 873 USDA backed residential loans in Saint Clair county with an average loan balance of $110,246. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $111,069. On average the rural home size purchased with this loan was approximately 1,499 SqFt. Saint Clair county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Saint Clair County is roughly 1,906 square kilometers. USDA defined regions of rural loan ineligibility in Saint Clair cover 91 square kilometers of the county. Approximately 4.8% of Saint Clair County is ineligible for traditional USDA home loans. The influence score for Saint Clair County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Saint Clair County, MI   Saint_Clair QR code
* cities most likely to have USDA loan eligible properties for sale.

Adair   •   *Algonac   •   Anchorville   •   Atkins   •   Avoca   •   Bedore   •   Belle River   •   Berville   •   Blaine   •   Broadbridge Station   •   Brockway   •   *Capac   •   Casco   •   Cherry Beach   •   Clays Landing   •   Columbus   •   *Emmett   •   Fair Haven   •   Fargo   •   Forster   •   Gardendale   •   Goodells   •   Grande Pointe   •   Hawthorne   •   Jeddo   •   Keewahdin   •   Kimball   •   Lakeport   •   Lambs   •   Lesterville   •   Maple Leaf   •   *Marine City   •   Martindale Beach   •   Marysville   •   Miller   •   Muirs   •   Muttonville   •   North Lakeport   •   *Pearl Beach   •   Perch Point   •   Peters   •   Pointe aux Tremble   •   Port Huron   •   Rattle Run   •   Riley Center   •   Roberts Landing   •   Ruby   •   *Saint Clair   •   Sans Souci   •   Smiths Creek   •   Snyderville   •   Sparlingville   •   Starville   •   Tappan   •   Thornton   •   Wadhams   •   Wales Center   •   West Tappan   •   *Yale

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Saint Clair County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Saint Clair County, Michigan
USDA Boundary Details
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Saint Clair County is located in the eastern part of Michigan, USA, and is part of the Detroit-Warren-Dearborn Metropolitan area. The county was established on March 28, 1820, by Governor Lewis Cass, and officially organized in 1821. It was named in honor of General Arthur St. Clair, a Revolutionary War hero who served as the governor of the Northwest Territory.

Saint Clair County's geography is characterized by its location along the St. Clair River, which connects Lake Huron and Lake St. Clair. This strategic position made the area an essential hub for trade and transportation, especially during the era of waterway shipping before the railroads.

One of the earliest settlements in the region was Fort Gratiot, established in 1814, which served as a military post during the War of 1812. The area's growth continued throughout the 19th and 20th centuries, largely driven by the lumber, agriculture, and manufacturing industries. Cities such as Port Huron, Marine City, and Algonac played a significant role in the county's development.

A fun fact about Saint Clair County is the existence of the Blue Water River Walk, a 1-mile stretch of land along the St. Clair River in Port Huron. This scenic walkway offers beautiful views of the river, while also providing a habitat for local wildlife and native plants. The region's natural beauty, along with its rich history, make Saint Clair County a fascinating destination for visitors and residents alike.


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Featured Properties from USDA Loan Eligible Regions of Saint Clair County