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USDA Eligibility Boundaries for Lake of the Woods, Minnesota 
There are no geographical USDA loan restrictions in this county. 100% of Lake of the Woods County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Lake of the Woods county is rated a 2. The average temperature during the month of June is 67.3℉ and the average temperature in January is 2.7℉. The typical humidity of this area is approximately 58% and the area covered by water is 26.95%. The overall influence score for Lake of the Woods is 9.
The map below displays geographic boundaries of Lake of the Woods, Minnesota with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Lake of the Woods County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Minnesota.
Lake of the Woods County is located in the northwest corner of Minnesota and is one of the least populated counties in the state, with a population of 4,150 as of 2019. The majority of the population is white (94.5%), followed by Native American (3.8%) and Hispanic or Latino (0.9%).
The median household income in Lake of the Woods County is $41,021, significantly lower than the median income for Minnesota as a whole, which is $70,936. The poverty rate in Lake of the Woods County is 13.8%, also higher than the state average of 11%.
The county has an extensive network of rivers and lakes, allowing for numerous recreational activities such as fishing, camping, and boating. There are many rural areas with access to hunting and other outdoor activities. However, much of Lake of the Woods County lacks basic infrastructure such as paved roads and public transportation services. This makes it difficult for many residents to access essential services such as medical care and employment opportunities outside of the county.
Lake of the Woods, Minnesota
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Minnesota USDA program details you can also contact:
USDA Rural Development State Office:Featured Property from USDA Loan Eligible Regions of Minnesota
375 Jackson Street | Suite 410
St. Paul, MN 55101
(651) 602-7800
