Find USDA Eligible Properties in Mille Lacs County


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Mandy Rosby   from   Keller Williams
Steve Leth   from   eXp Realty

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Looking to buy in Mille Lacs County, Minnesota?

There are 413 USDA backed residential loans in Mille Lacs county with an average loan balance of $119,490. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $120,414. On average the rural home size purchased with this loan was approximately 1,226 SqFt. Alternate income limits exist to determine loan eligibility in Mille Lacs county. For a household of upto 4 people the income limit is $92,600. For a household of between 5 and 8 people the income limit increases to $122,250.

The size of Mille Lacs County is roughly 1,766 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Mille Lacs County is 4. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Mille Lacs County, MN   Mille_Lacs QR code
* cities most likely to have USDA loan eligible properties for sale.

Bayview   •   *Bock   •   Brickton   •   Cove   •   Estes Brook   •   *Foreston   •   *Isle   •   Johnsdale   •   *Milaca   •   *Onamia   •   Opstead   •   Page   •   *Pease   •   *Princeton   •   *Vineland   •   *Wahkon   •   Woodward Brook

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Mille Lacs County.

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View the detailed USDA boundaries and read about general conditions of
Mille Lacs County, Minnesota
USDA Boundary Details
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Mille Lacs County, located in the great state of Minnesota, has a rich and fascinating history. The name "Mille Lacs" can be translated as "Thousand Lakes," which is fitting for a region known for its natural beauty and abundance of water resources. The county was formally established on May 23, 1857, derived from the eastern part of Ramsey County and originally called Monroe County until it was changed to Mille Lacs on June 4, 1857.

Before European settlement, the county was inhabited by various Native American tribes, primarily the Ojibwe (also known as Chippewa) and the Dakota (or Sioux). The area was abundant in wild rice, fish, and game, which attracted the indigenous people to the region for centuries. The county is home to the Mille Lacs Band of Ojibwe, a federally recognized tribe today.

Throughout the 19th century, European settlers arrived in the area, and agriculture became the primary industry and means of sustenance. The county saw rapid development, including the construction of railroads and the establishment of several townships. These townships included Princeton, Milaca, and Onamia, which became vital communities in the region.

Forestry and logging were also essential industries in Mille Lacs County. The proximity to the Rum River enabled the easy transportation of logs to mills downstream. Additionally, dairy farming and livestock raising grew in importance over time.

A fun fact about Mille Lacs County is that it is home to the Mille Lacs Indian Museum and Trading Post. This museum provides an in-depth view of the history, culture, and traditions of the Mille Lacs Band of Ojibwe. Visitors can explore interactive exhibits, traditional artifacts, and even participate in workshops to learn about traditional Ojibwe crafts and skills.


Featured Cities of Minnesota
Bock Brickton
Featured Properties from USDA Loan Eligible Regions of Mille Lacs County