Find USDA Eligible Properties in Otter Tail County


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Otter Tail county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Matt Brekke   from   eXp Realty
Kris Visness   from   eXp Realty

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Looking to buy in Otter Tail County, Minnesota?

There are 644 USDA backed residential loans in Otter Tail county with an average loan balance of $102,451. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $105,222. On average the rural home size purchased with this loan was approximately 1,278 SqFt. Alternate income limits exist to determine loan eligibility in Otter Tail county. For a household of upto 4 people the income limit is $92,600. For a household of between 5 and 8 people the income limit increases to $122,250.

The size of Otter Tail County is roughly 5,764 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Otter Tail County is 7. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Otter Tail County, MN   Otter_Tail QR code
* cities most likely to have USDA loan eligible properties for sale.

Almora   •   Amor   •   Basswood   •   *Battle Lake   •   *Bluffton   •   Butler   •   Carlisle   •   *Clitherall   •   *Dalton   •   Davies   •   *Deer Creek   •   *Dent   •   Dunvilla   •   Edwards   •   *Elizabeth   •   *Erhard   •   *Fergus Falls   •   French   •   Grand View Heights   •   Heinola   •   *Henning   •   Hillview   •   Luce   •   Lyman   •   Maine   •   *New York Mills   •   *Ottertail   •   Parkdale   •   *Parkers Prairie   •   *Pelican Rapids   •   *Perham   •   Phelps   •   Richdale   •   *Richville   •   Squier   •   *Underwood   •   *Urbank   •   *Vergas   •   *Vining   •   Wall Lake   •   Western   •   Wrightstown

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Otter Tail County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Otter Tail County, Minnesota
USDA Boundary Details
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Otter Tail County is located in the western region of the great state of Minnesota. The history of this area traces back to the Native American Dakota and Ojibwe tribes who initially inhabited the region. In 1858, this vast land of over 1,000 lakes and abundant resources was organized following the passing of legislation by the state of Minnesota.

The county was named after the Otter Tail River and Otter Tail Lake, believed to be because of its unique shape that resembles the tail of an otter. Its rich ecosystem attracted European settlers who made their way to the area in the 19th century. They established towns, water-powered mills, and engaged in activities such as fur trade, farming, and timber harvesting.

Otter Tail County experienced significant growth in the late 19th and early 20th centuries as major railroads, such as Northern Pacific Railway, made their way into the region, boosting economic development and drawing in more settlers. The population continued to grow, and by the 20th century, the county had established itself as a thriving hub for agriculture and manufacturing.

Today, Otter Tail County has evolved into a picturesque blend of rural charm, outdoor recreational activities, and small-town communities with strong Scandinavian and German heritage. It remains a popular destination for visitors interested in its historical sites, natural beauty, and the legacy of early settlers.

Fun Fact: Otter Tail County has the distinct honor of having the most lakes of any county in the United States, boasting over 1,000 lakes within its boundaries. This impressive number provides residents and visitors with ample opportunities for fishing, boating, and water-based recreational activities, making it an ideal destination for nature lovers and outdoor enthusiasts.


Featured Cities of Minnesota
Bluffton Butler
Featured Properties from USDA Loan Eligible Regions of Otter Tail County