Find USDA Eligible Properties in Polk County

MN State Flag  Polk County Seal

Realtors in Polk browse list of realtors working in Polk County
Are you a realtor interested in helping families find USDA eligible properties in Polk County?
Join the USDAProperties Realtor Network

Looking to buy in Polk County, Minnesota?

There are 254 USDA backed residential loans in Polk county with an average loan balance of $88,178. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $93,012. On average the rural home size purchased with this loan was approximately 1,304 SqFt. Polk county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Polk County is roughly 5,174 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Polk County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Polk County, MN   Polk QR code
* cities most likely to have USDA loan eligible properties for sale.

Anglim   •   Angus   •   *Beltrami   •   Benoit   •   Burwell   •   Bygland   •   *Climax   •   *Crookston   •   Davidson   •   Dugdale   •   *East Grand Forks   •   Eldred   •   *Erskine   •   Euclid   •   *Fertile   •   *Fisher   •   *Fosston   •   Freeman   •   Gentilly   •   Girard   •   Greenview   •   *Gully   •   Harold   •   Hixon   •   Key West   •   *Lengby   •   Mallory   •   Maple Bay   •   *McIntosh   •   Melvin   •   *Mentor   •   *Nielsville   •   Olga   •   Roan   •   Sherack   •   Shirley   •   Tabor   •   *Trail   •   Wilds   •   *Winger

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Polk County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Polk County, Minnesota
USDA Boundary Details

Polk County is situated in the northwestern region of the great state of Minnesota. Established on July 20, 1858, and organized on February 20, 1872, it was named in honor of James Knox Polk, the 11th President of the United States. The county seat is located in Crookston, a vibrant city with a rich history.

Originally inhabited by the Dakota and Ojibwa tribes, the area saw an influx of European settlers largely due to the Homestead Act of 1862. The construction of the St. Paul, Minneapolis, and Manitoba Railroad in the late 19th century further spurred settlement and economic development in the region. Polk County's economy was initially based on agriculture, particularly wheat production, as well as timber and fur trading.

Some communities prominent in Polk County's history include East Grand Forks, Fertile, and Fisher. The Red Lake River, a major tributary of the Red River, runs through the county and contributed significantly to its development.

A fun fact about Polk County is that it is renowned for its Sugar Beet Capital of the World Crookston, where the American Crystal Sugar Company operates the largest beet sugar processing facility in the United States. The county is also home to the annual Polk County Fair, a popular event featuring agricultural exhibits, live entertainment, carnival rides, and much more.

Featured Cities of Minnesota
Key_West McIntosh
Featured Properties from USDA Loan Eligible Regions of Polk County
437 Russell St
Crookston, MN

property photo