Find USDA Eligible Property in Minnesota






Discover properties within a Minnesota county.
Use the search form to research specific cities and postal codes.
Click on the map below to see USDA eligible properties by county.
There are 87 Counties in Minnesota ![]()
Aitkin • Anoka • Becker • Beltrami • Benton • Big Stone • Blue Earth • Brown • Carlton • Carver • Cass • Chippewa • Chisago • Clay • Clearwater • Cook • Cottonwood • Crow Wing • Dakota • Dodge • Douglas • Faribault • Fillmore • Freeborn • Goodhue • Grant • Hennepin • Houston • Hubbard • Isanti • Itasca • Jackson • Kanabec • Kandiyohi • Kittson • Koochiching • Lac qui Parle • Lake • Lake of the Woods • Le Sueur • Lincoln • Lyon • Mahnomen • Marshall • Martin • • •
The USDA 502 Guaranteed Loan Program helps eligible homebuyers in rural areas purchase homes with no down payment required. Backed by the U.S. Department of Agriculture, it offers:
• 0% down payment
• Flexible credit requirements
• Lower mortgage insurance costs
You’ll work with approved lenders, and the USDA guarantees the loan-making homeownership more affordable.
Take the First Step Toward 0% Down Financing
• McLeod • Meeker • Mille Lacs • Morrison • Mower • Murray • Nicollet • Nobles • Norman • Olmsted • Otter Tail • Pennington • Pine • Pipestone • Polk • Pope • Ramsey • Red Lake • Redwood • Renville • Rice • Rock • Roseau • Saint Louis • Scott • Sherburne • Sibley • Stearns • Steele • Stevens • Swift • Todd • Traverse • Wabasha • Wadena • Waseca • Washington • Watonwan • Wilkin • Winona • Wright • Yellow Medicine
Featured Properties from USDA Loan Eligible Regions of Minnesota
Are you looking to buy in a rural area of Minnesota?
There are 27,645 USDA backed residential loans in Minnesota with an average loan balance of $105,990. Over 78% of the loans went to help first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $105,960. On average the rural home size purchased with this loan was approximately 1,289 square feet.
The size of Minnesota is roughly 225,163 square kilometers. USDA defined regions of rural loan ineligibility in Minnesota covers about 8,342 square kilometers of the state. That means only 3.7% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties above or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Minnesota include Cedar, Buffalo, Circle Pines, and Lake Elmo.
States bordering Minnesota include Iowa, Michigan, North Dakota, South Dakota and Wisconsin.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find rural development eligible properties throughout the state of Minnesota.
Minnesota was admitted into the United States on May 11th, 1858 where the state capitol today resides in Saint Paul.
The official Minnesota state motto is "L-Etoile du Nord" which translates to "The Star of the North." This phrase is derived from a line in the state's anthem, "Hail! Minnesota," which was first adopted in 1945. The motto is a symbol of Minnesota's strength and resilience, expressing the state's pride in its northern heritage and loyalty to the United States. It is also a reminder of the state's diverse population, with its many different backgrounds, languages, and cultures. The phrase has come to represent Minnesota's commitment to progress and its desire to be a beacon of freedom and opportunity for all.
Learn about the birds, bugs, flowers, fish and coins of Minnesota!



State Fish: Walleye (Sander vitreus)

Updated Boundaries
Effective 2024

Local USDA Program Administration Contact Information
USDA Rural Development State Office:
375 Jackson Street | Suite 410
St. Paul, MN 55101
(651) 602-7800

Featured USDA loan eligible cities



Contact a local expert to help you find your wonderful rural home in Minnesota this Autumn.








