Find USDA Eligible Properties in Callaway County
Looking to buy in Callaway County, Missouri?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Callaway County, MO 
* cities most likely to have USDA loan eligible properties for sale.
*Auxvasse • Bachelor • Boydsville • Browns Ford • Calwood • Carrington • Dixie • Earl • Eastville • *Fulton • Guthrie • Hams Prairie • Hatton • Hereford • *Holts Summit • *Kingdom City • *Lake Mykee Town • Lindbergh• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Millersburg • *Mokane • *New Bloomfield • North Jefferson • Pitcher • Portland • Readsville • Reform • Shamrock • Steedman • Tebbetts • Toledo • Wainwright • Williamsburg • Youngers • Yucatan
There are 771 USDA backed residential loans in Callaway county with an average loan balance of $114,772. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $115,061. On average the rural home size purchased with this loan was approximately 1,374 SqFt. Callaway county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Callaway County is roughly 2,196 square kilometers. USDA defined regions of rural loan ineligibility in Callaway cover 11 square kilometers of the county. Approximately 0.5% of Callaway County is ineligible for traditional USDA home loans. The influence score for Callaway County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Callaway County.
View the detailed USDA boundaries and read about general conditions of
Callaway County, Missouri
.Callaway County, located in the U.S. state of Missouri, was established on November 25, 1820. The county was named in honor of Captain James Callaway, a notable figure during the War of 1812 and grandson of the famous frontiersman, Daniel Boone. Fulton, the county seat, was founded in 1825 and serves as the largest city in the region.
The Missouri River runs along the northern border of Callaway County, providing natural resources and transportation. The region is largely agricultural, with fertile land perfect for farming, while also embracing education and industry over time.
Callaway County has played an important role in history, particularly during the Civil War. In September of 1864, the "Kingdom of Callaway" refused to surrender to Union forces led by General Clinton B. Fisk. Eventually, a peace treaty was signed, allowing Callaway County to remain under its own jurisdiction during the conflict.
A fun fact about Callaway County is the presence of the National Churchill Museum, located on the campus of Westminster College in Fulton. In 1946, then-former British Prime Minister Winston Churchill delivered his famous "Iron Curtain" speech at the college. The museum centers around a reconstructed medieval church, which was transported from London after World War II and now serves as a living memorial to the legendary statesman.
Featured Cities of Missouri
browse list of realtors working in Callaway CountyCallaway county has 2 usdaproperties.com realtors ready to help with your search!
| July 2025 Featured Agents | |
|---|---|
| David McDaniel | from Century 21 McDaniel Realty |
| Kathy Richey Liddle | from Coldwell Banker Niedergerke |
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