Find USDA Eligible Properties in Clay County


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Realtors in Clay browse list of realtors working in Clay County
Clay county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Alex Larson   from   Worth Clark Realty
Maddy Morell   from   United Real Estate Kansas City
Edie Waters   from   Edie Waters Network, Keller Willisms
Marvin Mathewson   from   RE/MAX Innovations

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Looking to buy in Clay County, Missouri?

There are 699 USDA backed residential loans in Clay county with an average loan balance of $137,048. Over 75% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $137,925. On average the rural home size purchased with this loan was approximately 1,341 SqFt. Alternate income limits exist to determine loan eligibility in Clay county. For a household of upto 4 people the income limit is $95,100. For a household of between 5 and 8 people the income limit increases to $125,550.

The size of Clay County is roughly 1,060 square kilometers. USDA defined regions of rural loan ineligibility in Clay cover 539 square kilometers of the county. Approximately 50.9% of Clay County is ineligible for traditional USDA home loans. The influence score for Clay County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, MO   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Arley   •   Avondale   •   Birmingham   •   Chandler   •   Claycomo   •   Ectonville   •   *Excelsior Springs   •   Gladstone   •   Glenaire   •   Harlem   •   *Holt   •   *Kearney   •   Liberty   •   Maple Park   •   Miltondale   •   Missouri City   •   Mosby   •   North Kansas City   •   Oaks   •   Oakview   •   Oakwood   •   Oakwood Park   •   Paradise   •   Pleasant Valley   •   *Prathersville   •   Randolph   •   *Smithville   •   Stockdale   •   Winner   •   Woodhill

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Missouri
USDA Boundary Details
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Clay County, located in the northwestern region of Missouri, was established on January 2, 1822, and named in honor of U.S. Representative and Senator Henry Clay, who later became known as the "Great Compromiser" for his role in American politics. The county was originally inhabited by Native American tribes, including the Missouri and Osage, before European settlers arrived in the early 1800s.

Liberty, the county seat, was established in 1829 and played an important role in the development of the area. The county saw significant growth as settlers moved westward during the country's expansion. Back then, Clay County was predominantly a rural region with agricultural industries.

During the 1830s, Clay County was involved in the Mormon War, which revolved around tensions between Mormons and non-Mormons. This conflict resulted in the expulsion of the Mormons from the county in 1838. The county was later a participant in the American Civil War, with various skirmishes and battles occurring throughout the region.

In the 20th century, Clay County continued to develop, and today it is part of the larger Kansas City Metropolitan Area. The county now boasts a mixture of urban, suburban, and rural environments, with a diverse economy that stretches beyond agriculture.

One fun fact about Clay County is that it was home to the notorious outlaw Jesse James, who was born in Kearney in 1847. James and his gang were responsible for various robberies and crimes throughout the area during the mid to late 1800s. He was eventually killed in St. Joseph, Missouri in 1882.


Featured Cities of Missouri
Chandler Woodhill
Featured Properties from USDA Loan Eligible Regions of Clay County