Find USDA Eligible Properties in Cole County


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Leslie Davis   from   Keller Williams

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Looking to buy in Cole County, Missouri?

There are 235 USDA backed residential loans in Cole county with an average loan balance of $122,156. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $123,195. On average the rural home size purchased with this loan was approximately 1,428 SqFt. Cole county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cole County is roughly 1,034 square kilometers. USDA defined regions of rural loan ineligibility in Cole cover 171 square kilometers of the county. Approximately 16.6% of Cole County is ineligible for traditional USDA home loans. The influence score for Cole County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cole County, MO   Cole QR code
* cities most likely to have USDA loan eligible properties for sale.

Apache Flats   •   Brazito   •   *Centertown   •   Decatur   •   Elston   •   Eugene   •   Henley   •   Hickory Hill   •   Honey Creek   •   Jefferson City   •   *Lohman   •   Marion   •   Millbrook   •   Osage Bend   •   Osage Bluff   •   Payne Ford   •   Plummer   •   *Russellville   •   *Saint Martins   •   *Saint Thomas   •   Schubert   •   Scott   •   Scrivner   •   Scruggs   •   *Taos   •   *Wardsville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cole County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cole County, Missouri
USDA Boundary Details
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Cole County, located in the central region of the great state of Missouri, was established on November 16, 1820, and named in honor of Captain Stephen Cole, a pioneer settler and veteran of the War of 1812. The county's seat and primary city, Jefferson City, was named after founding father and third president of the United States, Thomas Jefferson. Jefferson City also serves as the state capital of Missouri.

In the early 19th century, the Cole County region began to see an influx of settlers due to the Louisiana Purchase, an acquisition of land from France by the United States that doubled the size of the country, and the Osage Treaty of 1808, which saw the Native American Osage tribe cede their Missouri and Arkansas territories.

Agriculture has played a significant role in the growth and development of Cole County, with its fertile soil providing ideal conditions for cash crops, including hemp, tobacco, and corn. The arrival of the Missouri Pacific Railroad and the establishment of several educational institutions further contributed to the county's economic prosperity.

Fun Fact: Cole County hosts the annual Salute to America festival, a multi-day event held in Jefferson City that celebrates American pride and history. The festival includes live entertainment, parades, food, and spectacular fireworks.


Featured Cities of Missouri
Centertown Decatur
Featured Properties from USDA Loan Eligible Regions of Cole County