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USDA Eligibility Boundaries for Mercer, Missouri 
There are no geographical USDA loan restrictions in this county. 100% of Mercer County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Mercer county is rated a 3. The average temperature during the month of June is 76.5℉ and the average temperature in January is 25.1℉. The typical humidity of this area is approximately 53% and the area covered by water is 0.16%. The overall influence score for Mercer is 9.
The map below displays geographic boundaries of Mercer, Missouri with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Mercer County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Missouri.
Mercer County is located in the far northwest corner of Missouri, bordering Iowa and Illinois. According to the US Census Bureau, the county has a population of 2,966 people as of 2019. The median household income in Mercer County was $43,269 in 2018. The median age is 44.2 years old, and the population is comprised of 95.5% White, 0.5% African American, 1.3% Hispanic or Latino, and 0.7% Native American or Alaskan Native.
The majority of Mercer County is rural, with only one city (Milan) and two villages (New Boston and Mercer). The area is mostly agricultural, with farms producing corn, wheat, soybeans, and hay. There are also several small businesses in the area that provide jobs and services to the community.
The living conditions in Mercer County vary greatly depending on the region. In the more rural areas, homes tend to be older and smaller than in more urban areas. Many residents rely on their own well water systems for drinking and bathing water, which can be unreliable at times due to drought conditions or other issues. There are also few public transportation options available in Mercer County, so many residents rely on private vehicles for transportation.
Mercer, Missouri
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Missouri USDA program details you can also contact:
The Missouri State Office is located at:Featured Property from USDA Loan Eligible Regions of Missouri
601 Business Loop 70 West
Parkade Center, Suite 235
Columbia, MO 65203
Phone: (573) 876-0976
Our staff is available to assist you from 8:00 am to 4:30 pm Monday through Friday. Please contact us for assistance.
