Find USDA Eligible Properties in Phelps County


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Phelps county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Taylor Friend   from   EXP Realty // Friend Real Estate
Michael Munro   from   EXP Realty, LLC
Angela Nappier   from   Acar Real Estate, Inc

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Looking to buy in Phelps County, Missouri?

There are 315 USDA backed residential loans in Phelps county with an average loan balance of $100,687. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $102,238. On average the rural home size purchased with this loan was approximately 1,369 SqFt. Phelps county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Phelps County is roughly 1,746 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Phelps County is 7. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Phelps County, MO   Phelps QR code
* cities most likely to have USDA loan eligible properties for sale.

Arlington   •   Blooming Rose   •   Clementine   •   Craddock   •   Dillon   •   *Doolittle   •   Duke   •   *Edgar Springs   •   Flag Spring   •   Flat   •   Jerome   •   *Newburg   •   Northwye   •   Powellville   •   *Rolla   •   Rosati   •   Royal   •   *Saint James   •   Schundler   •   Seaton   •   Spring Creek   •   Table Rock   •   Vida   •   Winkler   •   Yancy Mills

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Phelps County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Phelps County, Missouri
USDA Boundary Details
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Phelps County is a beautiful region located in the great state of Missouri. Established on November 13, 1857, it was named in honor of John S. Phelps, a prominent lawyer, politician, and military leader who later served as the governor of Missouri. The county occupies a total area of 674 square miles, with Rolla serving as the county seat.

Situated in the Ozark Highlands, Phelps County has a rich history with deep connections to the railroad industry. In the mid-19th century, the St. LouisSan Francisco Railway arrived, significantly contributing to the growth and development of the county. This expansion facilitated the establishment of the Missouri University of Science and Technology (formerly the Missouri School of Mines and Metallurgy) in Rolla in 1870, which is now one of the leading research universities in the United States.

A fun fact about Phelps County is the existence of the Mark Twain National Forest, which spreads across several counties, including Phelps. This beautiful forest offers a wide range of recreational activities, such as hiking, biking, and camping, and is home to an extensive system of rivers and streams, making it a popular destination for water sports enthusiasts. Additionally, the forest is named after the famous American author, Mark Twain, who was born in Missouri, further adding to the county's rich cultural background.


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Featured Properties from USDA Loan Eligible Regions of Phelps County