Find USDA Eligible Properties in Holmes County
Looking to buy in Holmes County, Mississippi?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Holmes County, MS 
* cities most likely to have USDA loan eligible properties for sale.
Acona • Bee Lake • Blissdale • Bowling Green • Brozville • Butler • Coxburg • *Cruger • Dulweber • *Durant • Ebenezer • Egypt • Emory • Eulogy • Franklin • *Goodman • Gum Grove • Hoffman • Howard • Keirn • *Lexington • Marcella • Marksville• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• McMillan • Meeks • Mileston • Montgomery • Omega • Owens Wells • *Pickens • Pinchback • Pluto • Poplar Springs • Quofaloma • Roseneath • Shackleford • *Tchula • Thornton • Tolarville • *West • West Hill • Westfield • Wyatt
There are 27 USDA backed residential loans in Holmes county with an average loan balance of $87,608. Over 77% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $95,537. On average the rural home size purchased with this loan was approximately 1,799 SqFt. Holmes county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Holmes County is roughly 1,982 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Holmes County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Holmes County.
View the detailed USDA boundaries and read about general conditions of
Holmes County, Mississippi
.Featured Cities of Mississippi
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