USDA Geographic Eligiblty Boundaries for Mississippi

By area about 1.7% of Mississippi is ineligible for rural development USDA home loans.


Regions of Mississippi highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for Mississippi

Use the search form to find your favorite counties, cities and zip codes in Mississippi.

---

Benefits of Rural Life in Mississippi

The state of Mississippi offers a variety of benefits to those who decide to live in rural areas. Those who choose to live in rural Mississippi enjoy a slower pace of life, with less hustle and bustle than in a more urban area. Rural areas are often quieter, with less traffic and fewer people, creating an atmosphere of peace and tranquility. The cost of living is generally lower, with more affordable housing and fewer taxes. Additionally, the natural beauty of Mississippi's rural areas, such as its rolling hills, lush forests, and rivers, make it a great place to live.

General Rural Housing Conditions in Mississippi

Rural areas in Mississippi are generally less developed than urban areas, and housing conditions often reflect that. Homes in rural Mississippi are typically older and smaller than those in more populated areas, and many lack modern amenities such as central air conditioning and energy-efficient appliances. Homes in rural Mississippi often require repairs and updates, but they are generally more affordable than urban homes. Additionally, rural homes may be located further away from major roadways, making access to services such as public transportation and health care more difficult.

Financing Options for Purchasing Homes in Rural Areas of Mississippi

The state of Mississippi offers a variety of financing options for purchasing homes in rural areas. The Mississippi Home Corporation offers loan programs specifically for rural areas, such as the Rural Home Improvement Program, which provides low-interest loans for making repairs and updates to homes in rural areas. The USDA Rural Development program also offers loans for purchasing and repairing homes in rural Mississippi. Additionally, local banks and credit unions may offer special loan products for rural Mississippi residents.

Rural Living in Mississippi

Direct Mississippi USDA Program Administration Contact Information

The USDA Rural Development staff are dedicated to assisting rural Mississippi communities through housing, business, and community programs. Their mission is to increase economic opportunity and improve the quality of life for all rural Americans.

Featured Property from USDA Loan Eligible Regions of Mississippi