USDA loan eligible properties in Lake County, MT 
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* cities most likely to have USDA loan eligible properties for sale.
Allentown • *Arlee • *Bear Dance • *Big Arm • *Charlo • *Dayton • Dunham • *Elmo • Ferndale • *Finley Point • *Jette • *Kerr • *Kicking Horse • *Kings Point • *Lake Mary Ronan • *Lindisfarne • Moiese • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Pablo • *Polson • Post Creek • Proctor • *Ravalli • *Rocky Point • *Rollins • *Ronan • Round Butte • *Saint Ignatius • Salmon Prairie • *Swan Lake • *Turtle Lake • *Woods Bay
browse list of realtors working in Lake CountyThere are 297 USDA backed residential loans in Lake county with an average loan balance of $143,063. Over 74% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $157,108. On average the rural home size purchased with this loan was approximately 1,471 SqFt. Lake county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lake County is roughly 4,283 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lake County is 8. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Lake County.
View the detailed USDA boundaries and read about general conditions of
Lake County, Montana
.Lake County is located in the great state of Montana, named after the numerous large lakes found within its boundaries, the most significant one being the Flathead Lake. Established on May 11, 1923, Lake County was created from portions of Flathead and Missoula counties. Covering an area of approximately 1,654 square miles, Lake County is situated in the northwestern part of Montana.
The area has a rich Native American history, particularly of the Salish and Kootenai tribes who have inhabited the region for thousands of years. The Flathead Indian Reservation, created in 1855 by the Hellgate Treaty, is home to the Confederated Salish and Kootenai Tribes and occupies a significant portion of the county.
One of the earliest European explorers in the region was David Thompson, a British-Canadian cartographer and fur trader, who navigated the area in the early 19th century. The influx of settlers heightened in the late 1800s and early 1900s, primarily due to the extension of the Great Northern Railway and the promotion of the Homestead Act.
Lake County has seen growth in agricultural production, timber harvesting, and tourism over the years. Many tourists today visit the National Bison Range, established in the county in 1908 by President Theodore Roosevelt. This wildlife refuge is home to a diverse range of plant and animal species, including a substantial bison population.
A fun fact about Lake County is that Flathead Lake, the largest natural freshwater lake in the western United States, is situated in this region. The lake stretches over 191 square miles, making it a popular destination for fishing, boating, and various recreational activities.
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