USDA loan eligible properties in Lewis and Clark County, MT 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
*Augusta • Austin • Bald Butte • Birdseye • Broadwater • Canyon Creek • Canyon Ferry • *Craig • *East Helena • Forest Heights • Four Range • Frontier Town • Gearing • Gilman • Gloster • Helena • *Helena Valley Northeast • *Helena Valley Northwest • *Helena Valley Southeast • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Helena Valley West Central • *Helena West Side • Iron • *Lincoln • *Marysville • Milford Colony • Nelson • Riebeling • Rimini • Sieben • Silver City • Skyline • Tobin • Unionville • Weed • Wilborn • Wolf Creek • York
browse list of realtors working in Lewis and Clark CountyLewis and Clark has agents ready to assist.
Carson Woodland
There are 783 USDA backed residential loans in Lewis and Clark county with an average loan balance of $178,582. Over 76% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $183,538. On average the rural home size purchased with this loan was approximately 1,328 SqFt. Alternate income limits exist to determine loan eligibility in Lewis and Clark county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.
The size of Lewis and Clark County is roughly 9,060 square kilometers. USDA defined regions of rural loan ineligibility in Lewis and Clark cover 43 square kilometers of the county. Approximately 0.5% of Lewis and Clark County is ineligible for traditional USDA home loans. The influence score for Lewis and Clark County is 7. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Lewis and Clark County.
View the detailed USDA boundaries and read about general conditions of
Lewis and Clark County, Montana
.Lewis and Clark County, located in the great state of Montana, was named in honor of the famous explorers Meriwether Lewis and William Clark. The county was established on February 2, 1865, and has an essential role in Montana's history. The territory explored by Lewis and Clark during their 1804-1806 expedition laid the foundation for the county's formation.
Helena, the county seat, and state capital was established during the Montana gold rush in 1864, which attracted settlers and miners. The city rapidly grew, becoming the wealthy hub of commerce, trade, and governance of the Montana Territory. Helena eventually became the state capital when Montana joined the Union in 1889.
One fun fact about Lewis and Clark County is the Gates of the Mountains wilderness area, which was named by Meriwether Lewis during his expedition. When Lewis first saw this breathtaking sight, he observed that the mountains appeared to open like gates, creating a spectacular view with massive limestone cliffs rising above the Missouri River. Today, the Gates of the Mountains is a popular spot for sightseeing, hiking, and boating.
Featured Cities of Montana
🏡 Join the USDA Properties Agent Partner Program - Start for Free!
Get exclusive access to motivated homebuyers searching for USDA-eligible properties. Our Free Membership gives you:✅ Direct USDA Buyer Leads – No Cost, No Lead Sharing
Receive leads matched directly to you in your selected counties. Keep every lead—no sharing.
✅ Your Own Profile in the Agent Directory
Be listed instantly where buyers are searching for trusted local USDA experts.
✅ Automatic Featured Listings
Your property listings are showcased on USDAProperties.com for more exposure—free!
✅ Partner Badge to Display
Showcase your USDAProperties.com affiliation on your website, email, or social media.
It’s quick and easy to get started—no payment required. Upgrade anytime for even more leads and priority exposure with our Pro & Edge memberships!