USDA Geographic Eligiblty Boundaries for Montana

By area about 0.2% of Montana is ineligible for rural development USDA home loans.

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Regions of Montana highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
Montana USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for Montana

Montana USDA loan eligibility boundaries

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Benefits of Rural Life in Montana:

Living in Montana offers many benefits, such as stunning scenery, open spaces, and a slower pace of life. Montana is also known for its wide variety of outdoor activities, from fishing and hunting to skiing and snowshoeing. With its beautiful scenery and abundance of outdoor activities, Montana is a great place for those who are looking for a more relaxed lifestyle.

General Rural Housing Conditions in Montana:

The housing conditions in rural Montana vary depending on the location. In general, the costs of housing in rural areas tend to be lower than in more populated areas. Rural areas also tend to have fewer housing regulations, meaning that they are often more affordable than their urban counterparts. Additionally, because of the lower population density, there is often more land available for housing and more opportunities to build new homes.

Financing Options for Purchasing Homes in Rural Areas of Montana:

Montana offers a variety of financing options for those looking to purchase a home in a rural area. The Montana Housing Authority offers a variety of programs that provide down payment assistance and low-interest loans for first-time homebuyers. Additionally, many rural communities have access to USDA Rural Development programs that provide loans and grants for home repairs and improvements. Finally, there are several private lenders who offer financing for purchasing homes in rural areas.


Rural Living in Montana
Rural landscape in Montana
Direct Montana USDA Program Administration Contact Information
Montana State Office

2229 Boot Hill Court

Bozeman, MT 59715

(406) 585-2580

Business Programs: (406) 585-2540

Community Programs: (406) 585-2520

Housing Programs: (406) 585-2515
Featured Property from USDA Loan Eligible Regions of Montana
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