Find USDA Eligible Properties in Henderson County


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Realtors in Henderson browse list of realtors working in Henderson County
Henderson county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Julie Parsons   from   Ridge Valley Realty
Becky Fisher   from   Keller Williams Mountain Partners
Ted Schmidt   from   Carolina Select Real Estate, Inc.

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Looking to buy in Henderson County, North Carolina?

There are 1,084 USDA backed residential loans in Henderson county with an average loan balance of $151,204. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $155,472. On average the rural home size purchased with this loan was approximately 1,429 SqFt. Henderson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Henderson County is roughly 970 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Henderson County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Henderson County, NC   Henderson QR code
* cities most likely to have USDA loan eligible properties for sale.

*Balfour   •   *Barker Heights   •   Bat Cave   •   Baxter   •   Bearwallow   •   Blue Ridge   •   Bowman Bluff   •   Brickton   •   Brightwater   •   Buckeye Ford   •   Camelot   •   Copper Ford   •   Crestwood   •   *Dana   •   Drysdale Hills   •   *East Flat Rock   •   *Edneyville   •   *Etowah   •   *Flat Rock   •   Flat Rock Forest   •   *Fletcher   •   *Fruitland   •   *Gerton   •   Goodluck   •   Grimesdale   •   *Hendersonville   •   Hillgirt   •   Holly Hill   •   *Hoopers Creek   •   Horace   •   *Horse Shoe   •   Indian Cave Park   •   Jeter Mountain Terrace   •   Kanuga Pines   •   Kindy Forest   •   Lakeview Estates   •   *Laurel Park   •   Laurel Rock Acres   •   *Mills River   •   *Mountain Home   •   Mountain Lake Camp   •   Mountain Page   •   Mountain Valley   •   Naples   •   Oak Hill Court   •   Ottanola   •   Overlook   •   Rugby   •   Saconon   •   Sky Village   •   Terrace Gardens   •   Town Forest   •   Tuxedo   •   UNo   •   Upward   •   *Valley Hill   •   Woodland Hills   •   Zirconia

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Henderson County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Henderson County, North Carolina
USDA Boundary Details
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Henderson County, located in the western part of North Carolina, was established on December 15, 1838, from parts of Buncombe County. The county was named after Leonard Henderson, the Chief Justice of the North Carolina Supreme Court at the time. Covering an area of approximately 375 square miles, the region is characterized by a rich history and cultural heritage.

In the early 19th century, the area was primarily inhabited by Native American tribes, most notably the Cherokee. European settlement began to flourish in the mid-to-late 1700s, with settlers primarily engaged in farming, livestock raising, and small-scale industry. The establishment of the Buncombe Turnpike in 1827, a major transportation route connecting North Carolina to Tennessee, boosted economic development in the region.

Henderson County has a diverse agricultural heritage, with apples being its most famous produce. In fact, the county is known as the "Crest of the Blue Ridge Apple Country" and has one of North Carolina's largest apple productions. The area also has a long tradition of fruit and vegetable growing, cattle rearing, and dairy farming.

A fun fact about Henderson County is that it hosts the annual North Carolina Apple Festival every Labor Day weekend in the city of Hendersonville, drawing thousands of visitors to the region to celebrate the county's rich apple-growing tradition. The festival features food, arts and crafts, live entertainment, and various family activities, highlighting the cultural and historic significance of apples to the area.


Featured Cities of North Carolina
Bowman_Bluff Brickton
Featured Properties from USDA Loan Eligible Regions of Henderson County