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There are 66 USDA backed residential loans in Hertford county with an average loan balance of $105,637. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $110,422. On average the rural home size purchased with this loan was approximately 1,652 SqFt. Hertford county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Hertford County is roughly 932 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Hertford County is 4. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Hertford County, NC
* cities most likely to have USDA loan eligible properties for sale.
*Ahoskie • Barretts Crossroads • Bartonsville • Chowan Beach • *Cofield • *Como • Dildys Mill • Earleys • Fraziers Crossroads • Harrells Mill • *Harrellsville • Lloyd Crossroads • Mapleton • Menola • Mill Neck • Millennium • Mount Gallows • *Murfreesboro • Oak Villa • Pettys Shore • Pilands Crossroads • Pleasant Plains • Poor Town • Riddicksville • Saint John • South Tunis • Tunis • Tuscarora Beach • *Winton
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Hertford County.
Hertford County is located in the northeastern region of the great state of North Carolina. The county was officially established in 1759 and was named in honor of Francis Seymour-Conway, the Earl of Hertford and a distinguished British statesman. It is believed that the county's name may have also been influenced by Hertfordshire, a county in England.
This region of North Carolina has a rich history that dates back to Native American settlements, specifically the Meherrin tribe, who lived near the Chowan River. During colonial times, this area developed around agriculture, with tobacco, cotton, and peanuts becoming major cash crops. In the early 19th-century, the Roanoke-Chowan River was a significant transportation system for transporting goods, boosting the economy in Hertford County.
One of the outstanding historical events of Hertford County is the origin of the Ahoskie Light Infantry. In April 1861, a meeting was held at the historic Robert Peele House to discuss the formation of a military company to fight in the Civil War. By May, the Ahoskie Light Infantry was officially formed, and men from the town of Ahoskie and its surrounding areas comprised the company.
Fun fact: The town of Murfreesboro in Hertford County is home to North Carolina's oldest Baptist college, Chowan University, which was founded in 1848. Additionally, Murfreesboro hosts the annual North Carolina Watermelon Festival, drawing thousands of visitors every year for a celebration that includes a range of fun activities, live entertainment, and delicious food.