Find USDA Eligible Properties in Stanly County


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March Featured Agents
Jacquelyne Hicks   from   KELLER WILLIAMS PREMIER
Michael Calabrese   from   Prism Properties

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Looking to buy in Stanly County, North Carolina?

There are 470 USDA backed residential loans in Stanly county with an average loan balance of $118,777. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $121,557. On average the rural home size purchased with this loan was approximately 1,562 SqFt. Stanly county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Stanly County is roughly 1,047 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Stanly County is 3. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Stanly County, NC   Stanly QR code
* cities most likely to have USDA loan eligible properties for sale.

*Albemarle   •   *Aquadale   •   *Badin   •   Big Lick   •   Bloomington   •   Cottonville   •   Finger   •   Frog Pond   •   Hills   •   Isenhour   •   Lambert   •   *Locust   •   *Millingport   •   *Misenheimer   •   *New London   •   *Norwood   •   Norwood Beach   •   *Oakboro   •   Palestine   •   Palmerville   •   Pauls Crossing   •   Plyer   •   Porter   •   *Red Cross   •   *Richfield   •   River Haven   •   *Stanfield   •   Whitney

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Stanly County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Stanly County, North Carolina
USDA Boundary Details
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Stanly County, located in the southern Piedmont region of North Carolina, was formed in 1841 from parts of Montgomery County and named after John Stanly, a distinguished North Carolina statesman and congressman. The county seat is Albemarle, which also became known as the "Home of the Needle" due to the presence of the Wiscassett Cotton Mills, a thriving textile factory in the early 20th century. The region was primarily occupied by Catawba and Waxhaw Native American tribes before European settlers arrived.

Throughout its history, Stanly County played important roles related to agriculture, industry, and transportation developments. Cotton and tobacco were the chief agricultural products of the region. In the early 20th century, the county saw significant growth due to the expansion of textile mills, driven by the abundant supply of raw materials and increase in railroads.

Fun Fact: The Badin Historic District in Stanly County is not only known for its rich heritage and historic mill houses but also houses the Badin Hardaway Site, a significant archaeological site consisting of over 4,000 years of prehistoric and historic artifacts from Native American communities.

Overall, Stanly County has a rich history ranging from Native American settlements to strong agricultural and industrial roots, and it offers a unique glimpse into the development of North Carolina's Piedmont region.


Featured Cities of North Carolina
Norwood Isenhour
Featured Properties from USDA Loan Eligible Regions of Stanly County