USDA Geographic Eligiblty Boundaries for North Carolina

By area about 6.2% of North Carolina is ineligible for rural development USDA home loans.

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Regions of North Carolina highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
North Carolina USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for North Carolina

North Carolina USDA loan eligibility boundaries

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The benefits of rural life in North Carolina include a peaceful setting, access to outdoor recreation, and a strong sense of community. The rural areas of North Carolina are known for its scenic beauty, including rolling hills and deep forests. This makes it ideal for outdoor activities such as camping, hiking, fishing, and hunting. The slower pace of life and close-knit communities provide a sense of security and stability.

Rural housing conditions in North Carolina vary widely. In some areas, housing is newer and well-maintained, while in other areas, housing may be more run down. Generally, rural housing is more affordable than urban housing.

Financing options for purchasing homes in rural areas of North Carolina include mortgages, cash purchases, and rural development loans. Mortgages can be obtained from banks, credit unions, and other lending institutions. Rural development loans are available through the U.S. Department of Agriculture and are designed to help low- and moderate-income families purchase homes in rural areas. Cash purchases are also available, though they may require a larger down payment.


Rural Living in North Carolina
Rural landscape in North Carolina
Direct North Carolina USDA Program Administration Contact Information
The North Carolina State Office, located in Raleigh, NC, administers USDA Rural Development programs through six Area Offices and fourteen field offices across the state.

State Director's Office: 919-873-2015

Business Programs: 919-873-2040

Community Programs: 919-873-2030

Multi-Family Housing Programs: 919-873-2050

Single Family Housing Programs: 919-873-2051
Featured Property from USDA Loan Eligible Regions of North Carolina
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