Find USDA Eligible Properties in McKenzie County
Looking to buy in McKenzie County, North Dakota?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of McKenzie County, ND 
* cities most likely to have USDA loan eligible properties for sale.
*Alexander • *Arnegard • Banks • Cartwright • Charbonneau • Charlson • Croff • Dore • *East Fairview • *Four Bears Village • Grassy Butte• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Harding • Keene • *Mandaree • Rawson • Schafer • Skaar • Spotted Horn • *Watford City
There are 15 USDA backed residential loans in McKenzie county with an average loan balance of $186,679. Over 66% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $190,633. On average the rural home size purchased with this loan was approximately 1,488 SqFt. Alternate income limits exist to determine loan eligibility in McKenzie county. For a household of upto 4 people the income limit is $108,550. For a household of between 5 and 8 people the income limit increases to $143,300.
The size of McKenzie County is roughly 7,404 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for McKenzie County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in McKenzie County.
View the detailed USDA boundaries and read about general conditions of
McKenzie County, North Dakota
.McKenzie County is located in the western part of North Dakota and is named after Alexander McKenzie, a political leader in the early days of North Dakota's history. The county was first created on March 9, 1883, as part of the larger Dakota Territory, but was later eliminated in 1891. The county was then reorganized on April 20, 1905, with its current boundaries established.
McKenzie County's early history was marked by the influx of European and Scandinavian immigrants who settled in the region to pursue agricultural opportunities. The Native American tribes, such as the Hidatsa, Mandan, and Arikara, however, had called the area home for centuries. With the completion of the railroad in the early 1900s, the population in McKenzie County saw significant growth.
With the discovery of oil in North Dakota in the latter half of the 20th century, McKenzie County experienced an economic boom that continues to this day. The Bakken Shale, a prominent oil-producing formation, has brought significant job growth and opportunities to the area, especially in Watford City, the county seat.
One fun fact about McKenzie County is that it is home to the North Unit of Theodore Roosevelt National Park, which offers visitors the opportunity to explore and enjoy the unique beauty of the North Dakota badlands. The park includes numerous trails, campgrounds, and breathtaking landscapes, attracting nature lovers and history buffs alike.
Featured Cities of North Dakota
browse list of realtors working in McKenzie CountyMcKenzie county has 1 usdaproperties.com realtor ready to help with your search!
| April 2025 Featured Agent | |
|---|---|
| Linda Bone | from REMAX Bakken Realty |
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