Find USDA Eligible Properties in Clay County


NE State Flag  Clay County Seal

Realtors in Clay browse list of realtors working in Clay County
Hey, are you a realtor interested in helping families find USDA eligible properties in Clay County?
Join the USDAProperties Realtor Network

Looking to buy in Clay County, Nebraska?


There are 55 USDA backed residential loans in Clay county with an average loan balance of $85,512. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 32 years old. The typical appraised home value was around $87,881. On average the rural home size purchased with this loan was approximately 1,652 SqFt. Clay county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Clay County is roughly 1,485 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Clay County is 9. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Clay County, NE   Clay QR code
* cities most likely to have USDA loan eligible properties for sale.

Anan   •   *Clay Center   •   *Deweese   •   *Edgar   •   *Fairfield   •   *Glenvil   •   *Harvard   •   *Inland   •   *Ong   •   *Saronville   •   *Sutton   •   *Trumbull   •   Verona

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Clay County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Clay County, Nebraska
USDA Boundary Details
.

Clay County is located in the southeastern part of Nebraska, a state in the Great Plains region of the United States. It was created on February 16, 1855, and officially organized on June 3, 1871. Named after the statesman Henry Clay, the county covers an area of about 574 square miles.

The region was initially inhabited by various Native American tribes, such as the Pawnee, Otoe, and Omaha. In the mid-1800s, European-American settlers started arriving in the area, mostly attracted by the fertile land and the potential for economic development. The establishment of the Homestead Act in 1862 further encouraged settlement, offering families up to 160 acres of land at a low cost, provided they develop and live on it for at least five years.

A profound impact on the community's growth came from the completion of the Burlington & Missouri River Railroad, with tracks passing through Clay County in 1872. The development of the railway system facilitated commerce, transportation of goods and livestock, and brought new settlers to the area. Following this, numerous towns were founded throughout the county, including the official county seat, Clay Center, in 1873.

Primarily an agricultural county, Clay County's economy has relied heavily on farming and livestock. Crops such as corn, wheat, and soybean are the primary agricultural products, while livestock includes cattle and hogs. Today, the county maintains its agricultural focus while also hosting small businesses and local manufacturing companies.

A fun fact about Clay County is that it has played a role in the Cornhusker State Games, an annual Nebraska amateur sports festival. The county hosted the games' horseshoe pitching competition for several years, welcoming enthusiasts from all over the state to enjoy this traditional sport.

Overall, Clay County's rich history of Native American heritage, homesteading, and agricultural development provides a fascinating glimpse into the development of the Great Plains region and the spirit of growth and perseverance that characterizes the people who have made this region of the USA their home.


Featured Cities of Nebraska
Inland Fairfield
Featured Properties from USDA Loan Eligible Regions of Clay County