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USDA Eligibility Boundaries for Phelps, Nebraska 
There are no geographical USDA loan restrictions in this county. 100% of Phelps County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Phelps county is rated a 3. The average temperature during the month of June is 77.5℉ and the average temperature in January is 25.5℉. The typical humidity of this area is approximately 50% and the area covered by water is 0.12%. The overall influence score for Phelps is 8.
The map below displays geographic boundaries of Phelps, Nebraska with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Phelps County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Nebraska.
Phelps County is located in the south-central part of Nebraska and is part of the Omaha-Council Bluffs metropolitan area. As of the 2020 U.S. Census, the population was 9,848, with a population density of 11 people per square mile. The median household income is $60,000 and the median home value is $155,000. The county is predominantly white (93%) with small percentages of African American (2%), Hispanic (2%), and Asian (2%) residents.
The county is largely rural, with most of its land used for agriculture. The major industries are agriculture, manufacturing, and retail trade. There are several small towns in the county that offer a range of services and amenities to residents.
The quality of life in Phelps County is generally good. Residents enjoy access to quality healthcare, education, and recreational opportunities such as camping, fishing, hunting, and golfing. The cost of living is relatively low compared to other parts of Nebraska and the United States as a whole.
Phelps, Nebraska
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Nebraska USDA program details you can also contact:
USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Nebraska
Suite 308 Federal Building
100 Centennial Mall North
Lincoln, Nebraska 68508
402-437-5551
