Find USDA Eligible Properties in Polk County


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There are 61 USDA backed residential loans in Polk county with an average loan balance of $70,789. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $74,543. On average the rural home size purchased with this loan was approximately 1,549 SqFt. Alternate income limits exist to determine loan eligibility in Polk county. For a household of upto 4 people the income limit is $93,850. For a household of between 5 and 8 people the income limit increases to $123,900.

The size of Polk County is roughly 1,140 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Polk County is 9. Look below for the interactive county level map illustration below for more details.


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Start your search for USDA loan eligible properties in the cities of Polk County, NE   Polk QR code
* cities most likely to have USDA loan eligible properties for sale.

Durant   •   *Osceola   •   *Polk   •   *Shelby   •   *Stromsburg   •   Swedehome

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Polk County.

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View the detailed USDA boundaries and read about general conditions of
Polk County, Nebraska
USDA Boundary Details
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Polk County is located in the eastern part of Nebraska, USA. It was named after James Knox Polk, the 11th President of the United States, who held office from 1845 to 1849. The county was officially established in 1856 when the Kansas-Nebraska Act created the two separate territories. However, Polk County remained unorganized until 1870 when it was finally organized by its first settlers.

The first wave of settlers arrived in the 1860s and 1870s, attracted by the fertile land and the opportunities provided by the construction of the Union Pacific Railroad. Swedish and Danish immigrants were among the first European settlers in the area, and their cultural influence remains evident in the region today.

Agriculture has always been the backbone of the local economy, with early settlers predominantly involved in crop farming and livestock production. The completion of the railroad in the late 19th century had a profound impact on the county's growth, as it provided better access to markets for farm products and attracted many more settlers.

Polk County's environment and resources have played a big role in shaping its history. The Platte River flows through the southern part of the county, providing a vital water source for both agricultural and domestic use. The river has also been a popular recreational site for outdoor activities, such as fishing and canoeing.

A fun fact about Polk County is that it's home to a unique attraction, the Polk County Museum. The museum, which is located in the county seat of Osceola, showcases artifacts and exhibits on the history of the region, including an extensive collection of household items, agricultural equipment, and photographs from the pioneer days. The museum also operates a restored one-room schoolhouse, offering visitors a glimpse of life during the early days of the county's educational system.


Featured Cities of Nebraska
Shelby Osceola
Featured Properties from USDA Loan Eligible Regions of Polk County