Find USDA Eligible Properties in Richardson County


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There are 25 USDA backed residential loans in Richardson county with an average loan balance of $52,326. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $57,119. On average the rural home size purchased with this loan was approximately 1,346 SqFt. Richardson county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Richardson County is roughly 1,440 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Richardson County is 8. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Richardson County, NE   Richardson QR code
* cities most likely to have USDA loan eligible properties for sale.

*Barada   •   *Dawson   •   *Falls City   •   *Humboldt   •   Nim City   •   *Preston   •   *Rulo   •   *Salem   •   *Shubert   •   *Stella   •   Straussville   •   *Verdon

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Richardson County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Richardson County, Nebraska
USDA Boundary Details
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Richardson County, in the great state of Nebraska, has a rich and storied history. It was founded on January 16, 1855, and named in honor of William A. Richardson, a prominent Illinois politician and a three-time congressman. The county is located in the southeastern corner of the state, bordering Kansas, and spans over an area of 564 square miles.

Before the arrival of European settlers, the land was home to the Pawnee, Oto, and Missouri Native American tribes. The first settlements began in the 1850s with the immigration of European pioneers attracted by the fertile soil, lush woods, and rich wildlife.

Archer, a small village in the county, was once home to the "Half-Breed Tract," a reservation created by the United States government for the mixed-race descendants of European and Native American heritage. This tract of land was established by the Treaty of Prairie du Chien in 1830.

One fun fact about Richardson County is that it has around 30 "ghost towns" or abandoned settlements, which have either diminished in population or vanished entirely. These locations serve as a reminder of the once-thriving communities that flourished during the heyday of the county's development.

Today, Richardson County is primarily agriculture-based, growing corn and soybeans alongside various livestock operations. The county boasts a strong sense of community and history, with various events and attractions drawing visitors throughout the year.


Featured Cities of Nebraska
Verdon Straussville
Featured Properties from USDA Loan Eligible Regions of Richardson County
1505 Crook St
Falls City, NE

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