USDA loan eligible properties in Merrimack County, NH 
Select from the list of cities below or use the search feature to find active property listings in a city or postal code where you would like to live.
* cities most likely to have USDA loan eligible properties for sale.
*Allenstown • Allenstown Elementary School • *Andover • Bagley • *Blodgett Landing • *Boscawen • *Bow • Bow Bog • Bow Center • Boyce • *Bradford • Bradford Center • *Canterbury • Canterbury Station • *Chichester • Cilleyville • Colby • Concord • Concord Heights • *Contoocook • *Danbury • Davisville • Dimond • *Dunbarton • Dunbarton Center • East Andover • East Sutton • Edgemont • Elkins • *Epsom • Epsom Circle • Fords Mill • *Franklin • Gerrish • Gossville • Hastings • *Henniker • *Hill • Hill Center • *Hooksett • *Hopkinton • Kezer Seminary • Lakeside • *Loudon • Loudon Center • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Martin • Melvin Mills • Mount Sunapee • Murray Hill • *New London • New Rye • *Newbury • North Chichester • North Pembroke • North Sutton • North Wilmot • *Northfield • Otterville • *Pembroke • Pine Cliff • *Pittsfield • Potter Place • Roby • Sabattus Heights • *Salisbury • Salisbury Heights • Shaker Village • Short Falls • Snyders Hill • South Bow • South Danbury • South Hooksett • South Newbury • South Sutton • *Suncook • *Sutton • Swetts Mills • Tyler • *Warner • Waterloo • *Webster • Websters Mill • West Andover • West Henniker Emerson Station • West Hopkinton • West Salisbury • *Wilmot • Wilmot Flat
browse list of realtors working in Merrimack CountyMerrimack has agents ready to assist.
Robert Van Laarhoven
Joseph Daigle
Rhonda Bucklin
There are 957 USDA backed residential loans in Merrimack county with an average loan balance of $167,102. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $170,868. On average the rural home size purchased with this loan was approximately 1,391 SqFt. Alternate income limits exist to determine loan eligibility in Merrimack county. For a household of upto 4 people the income limit is $106,600. For a household of between 5 and 8 people the income limit increases to $140,700.
The size of Merrimack County is roughly 2,476 square kilometers. USDA defined regions of rural loan ineligibility in Merrimack cover 189 square kilometers of the county. Approximately 7.6% of Merrimack County is ineligible for traditional USDA home loans. The influence score for Merrimack County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Merrimack County.
View the detailed USDA boundaries and read about general conditions of
Merrimack County, New Hampshire
.Merrimack County, located in the great state of New Hampshire, was established in 1823 and officially organized at Concord, which became the county seat. The county was named after the Merrimack River, a significant water source in the region. Merrimack County was created from parts of Hillsborough County and Rockingham County, which were formed in the early 18th century.
During the early years of settlement, the Merrimack River served as a major transportation route for trading and the local economy. The region is known for its industrial history, primarily focused around textile mills, especially in cities like Manchester and Nashua. These mills drew on the water power provided by the river to run the machinery.
Concord, the capital city of New Hampshire, is located in Merrimack County. Its central location earned it its official designation as New Hampshire's capital in 1808. The city is historically significant, not only as a hub for local government but also as the home of the oldest statehouse in the United States, where the legislature still meets in chambers. Concord has a rich history of influential lawmakers, writers, and abolitionists, who shaped the character of the city and the state.
A fun fact about Merrimack County is that when it comes to recreational activities, the region is known for its extensive trail systems, such as the Northern Rail Trail that stretches for over 58 miles. The trail, which runs through Merrimack County, was once a railroad and has been repurposed as a multi-use recreational path perfect for biking, hiking, and even snowmobiling during winter months.
Featured Cities of New Hampshire
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