Loading Data
Find USDA Eligible Properties in Rio Arriba County
Looking to buy in Rio Arriba County, New Mexico?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Rio Arriba County, NM 
* cities most likely to have USDA loan eligible properties for sale.
*Abiquiu • *Alcalde • Alire • Amargo • Ancones • Apodaca • Arroyo del Agua • Big Horn • *Brazos • *Canjilon • *Canones • Canova • Carracas • Cebolla • *Chama • *Chamita • *Chili • Clara Peak • *Cordova • *Coyote • Crowther Cow Camp • *Dixon • *Dulce • Duranes • El Curuco • *El Duende • El Guacho • El Llano • El Monte Rojo • *El Rito • El Vado • Embudo • *Ensenada • *Espanola • Estaca • Frijoles Spring • *Gallina • Guachupangue • Guique • *Hernandez • Jarosa • La Bolsa • La Careda • La Chuachia • La Cienaga • La Cuestecita• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• La Junta • *La Madera • *La Mesilla • La Puente • *La Villita • Las Placitas • Las Tablas • Lindrith • Llaves • Lobato • *Los Luceros • *Los Ojos • Los Pachecos • *Lumberton • Lybrook • *Lyden • Medanales • Monero • Montecito • Navajo City • *Ohkay Owingeh • Ojito • Ojo Sarco • Petaca • Plaza Blanca • *Pueblito • Puye • Ranchitos • Recheulos • Rinconada • Rutheron • *San Jose • San Juan Pueblo • *Santa Clara Pueblo • Santo Nino • South Petaca • Sublette • Tapicitoes • *Tierra Amarilla • *Truchas • Vallecitos Corrales • *Velarde • Willow Creek • *Youngsville
There are 45 USDA backed residential loans in Rio Arriba county with an average loan balance of $134,765. Over 68% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $149,389. On average the rural home size purchased with this loan was approximately 1,534 SqFt. Rio Arriba county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Rio Arriba County is roughly 15,270 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Rio Arriba County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Rio Arriba County.
View the detailed USDA boundaries and read about general conditions of
Rio Arriba County, New Mexico
.Rio Arriba County, located in the great state of New Mexico, is nestled in the northern part of the state and shares borders with Colorado to the north and the counties of Taos, Mora, Santa Fe, and Los Alamos. Established on February 9, 1852, Rio Arriba County has a rich history dating back to the ancestral Puebloan peoples who inhabited the region around 1200 CE. Later, Spanish explorer Francisco Vazquez de Coronado explored this region in 1540 in search of the fabled Seven Cities of Gold.
The county seat is Tierra Amarilla, but Espanola is the largest city in the region. Throughout the years, the area has been characterized by a blend of Native American, Spanish, and Anglo-American cultures, as well as the strong influence of Hispanic settlers from the 16th to the 18th centuries. Rio Arriba's land is marked with stunning mesas, canyons, and forests, such as Carson National Forest on the eastern side of the county and Santa Fe National Forest on the south.
One notable historical landmark of Rio Arriba County is the San Gabriel de Yunque-Ouinge (also known as San Gabriel de Yunque), a Spanish colonial settlement founded in 1598 by Juan de Onate. The settlement served as the first capital of New Mexico preceding the establishment of Santa Fe in 1610. Today, the county is home to various Pueblos, Native American tribes, and Hispanic communities, creating a diverse cultural landscape.
Fun fact: Rio Arriba County has one of the oldest continuously inhabited communities in North America - Ohkay Owingeh Pueblo (formerly San Juan Pueblo). Founded around 1200 CE, Ohkay Owingeh is known for its beautiful pottery, cultural traditions, and a deep connection to the land.
Featured Cities of New Mexico
browse list of realtors working in Rio Arriba CountyRio Arriba county has 1 usdaproperties.com realtor ready to help with your search!
| March 2025 Featured Agent | |
|---|---|
| Chris Dennison | from United Country Northern New Mexico Realty |
Are you a realtor interested in helping families find USDA eligible properties in Rio Arriba County?
Join the USDAProperties Realtor Network