Find USDA Eligible Properties in San Miguel County


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Looking to buy in San Miguel County, New Mexico?

There are 113 USDA backed residential loans in San Miguel county with an average loan balance of $107,164. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $112,333. On average the rural home size purchased with this loan was approximately 1,407 SqFt. San Miguel county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of San Miguel County is roughly 12,262 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for San Miguel County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of San Miguel County, NM   San_Miguel QR code
* cities most likely to have USDA loan eligible properties for sale.

Adero Az   •   Agua Zarca   •   Ancon   •   Apache Springs   •   Arriba   •   Aurora   •   Barranco   •   Bernal   •   Blanchard   •   Campana   •   Canoncito   •   Chapelle   •   Chaperito   •   Conchas Dam   •   Coruco   •   Cowles   •   *East Pecos   •   El Ancon   •   El Cerrito   •   El Macho   •   El Porvenir   •   Emplazado   •   Garanbuio   •   Gise   •   Gonzales Ranch   •   Holy Ghost   •   Hooverville   •   Ilfeld   •   Kroenigs   •   La Fragua   •   La Liendre   •   La Manga   •   Lagunas   •   Lagunita   •   Las Dispensas   •   Las Tusas   •   *Las Vegas   •   Los Montoyas   •   Los Vigiles   •   Lovato   •   Lower Colonias   •   Lower La Posada   •   Lower Pueblo   •   Manuelitas   •   Mineral Hill   •   Montezuma   •   Myers   •   *North San Ysidro   •   Ojita   •   Ojitos Frios   •   Onava   •   Pajarita   •   Park Springs   •   *Pecos   •   Penasco Blanco   •   Pueblo   •   Rencona   •   *Ribera   •   Rociada   •   Romeroville   •   *Rowe   •   Sabinoso   •   San Augustin   •   San Juan   •   San Ramon   •   Sanchez   •   Sands   •   Santa Ana   •   Sapello   •   *Sena   •   Serafina   •   Sheridan   •   *Soham   •   South San Ysidro   •   *Tecolote   •   *Tecolotito   •   Tererro   •   Tierra Monte   •   Trementina   •   Trout Springs   •   Trujillo   •   Upper Colonias   •   Upper La Posada   •   Upper Pueblo   •   Upper Rociada   •   Variadero   •   *Villanueva

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in San Miguel County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
San Miguel County, New Mexico
USDA Boundary Details
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San Miguel County is located in the northeastern part of the great state of New Mexico, USA. Established in 1852, it is one of the oldest counties in New Mexico and holds a rich history that dates back even further to Native American tribes and Spanish explorers. The county was named after the town of San Miguel del Bado, which had been established in 1794 along the Pecos River and was an important center for sheep and cattle raising at that time.

In the 19th century, the Santa Fe Trail brought traders and settlers to the area, further contributing to its development. The county seat, Las Vegas, was founded in 1835 and became a prominent stop along the trail, leading to the establishment of several key forts, including Fort Union, a major 19th-century frontier military post.

The arrival of the railroad in 1879 led to considerable growth in the region, with Las Vegas becoming the largest city in New Mexico at that time. Rich in culture and tradition, the area has a strong Hispanic influence, which is still evident in its architecture and local customs.

A fun fact about San Miguel County is that the Montezuma Castle, located just outside of Las Vegas, was an extravagant hotel built in the 1880s by the Atchison, Topeka, and Santa Fe Railway Company to promote tourism in the area, and now it serves as the prestigious United World College-USA, an international boarding school.


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North_San_Ysidro La_Fragua
Featured Properties from USDA Loan Eligible Regions of San Miguel County