Looking to buy in Sandoval County, New Mexico?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Sandoval County, NM
* cities most likely to have USDA loan eligible properties for sale.
*Algodones • *Bernalillo • Bland • Cabezon • *Canon • Casa Salazar • *Cochiti • *Cochiti Lake • Cochiti Pueblo • Corrales • Counselor • *Cuba • Deer Lake • Domingo • El Llanito • Frijoles • Gilman • Guadalupe • *Jemez Pueblo • *Jemez Springs • LaVentana • *La Cueva • La Gotera • *La Jara • La Placita • Lagunitas • Las Colonias• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• *Pena Blanca • Penistaja • Pines • *Placitas • *Ponderosa • *Pueblo of Sandia Village • Puertecito • Ranchito • Regina • Rio Rancho • Rivajana • *San Felipe Pueblo • *San Luis • *San Ysidro • Sandia Pueblo • *Santa Ana Pueblo • *Santo Domingo Pueblo • Senorito • Seven Springs • Sile • Sulphur Springs • *Torreon • Upper La Jara • *Zia Pueblo
There are 11 USDA backed residential loans in Sandoval county with an average loan balance of $140,651. Over 72% of the loans helped first time home buyers. Borrowers were an average age of 51 years old. The typical appraised home value was around $158,700. On average the rural home size purchased with this loan was approximately 1,647 SqFt. Sandoval county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Sandoval County is roughly 9,625 square kilometers. USDA defined regions of rural loan ineligibility in Sandoval cover 288 square kilometers of the county. Approximately 3.0% of Sandoval County is ineligible for traditional USDA home loans. The influence score for Sandoval County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sandoval County.
Sandoval County is located in the northern part of the great state of New Mexico, in the USA. The county was officially established on March 10, 1903, and encompasses approximately 3,714 square miles. Its county seat is Bernalillo, and one of the county's largest cities is Rio Rancho.
Sandoval County is home to numerous Native American tribes and pueblos, making the area rich in cultural history. It was formerly inhabited by the Ancestral Puebloans, who left behind extensive archaeological evidence like pottery, petroglyphs, and ancient villages. The region witnessed the arrival of Spanish settlers in the late 16th and early 17th centuries, who established new communities and interacted with the Native American population. As part of the Spanish colonial territory of Santa Fe de San Francisco, the area went through a series of revolts, territorial transfers, and jurisdictional changes over the years. After the Mexican-American War and the Treaty of Guadalupe Hidalgo in 1848, the region became a part of the United States.
One fun fact about Sandoval County is that it is home to the Kasha-Katuwe Tent Rocks National Monument, a remarkable natural site featuring cone-shaped tent rock formations, the result of volcanic eruptions that took place millions of years ago. These formations can vary in height from a few feet to as tall as 90 feet, attracting thousands of tourists for outdoor recreational activities like hiking and bird watching.
March 2025 Featured Agent | |
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Antonieta Johnson | from Realty One of Nee Mexico |