Find USDA Eligible Properties in Santa Fe County


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Looking to buy in Santa Fe County, New Mexico?

There are 88 USDA backed residential loans in Santa Fe county with an average loan balance of $157,607. Over 68% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $170,625. On average the rural home size purchased with this loan was approximately 1,576 SqFt. Santa Fe county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Santa Fe County is roughly 4,953 square kilometers. USDA defined regions of rural loan ineligibility in Santa Fe cover 589 square kilometers of the county. Approximately 11.9% of Santa Fe County is ineligible for traditional USDA home loans. The influence score for Santa Fe County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Santa Fe County, NM   Santa_Fe QR code
* cities most likely to have USDA loan eligible properties for sale.

Agua Fria   •   Buckman   •   *Canada de los Alamos   •   *Cedar Grove   •   Cerrillos   •   *Chimayo   •   *Chupadero   •   *Cuartelez   •   *Cundiyo   •   *Cuyamungue   •   *Cuyamungue Grant   •   *Edgewood   •   *El Rancho   •   *El Valle de Arroyo Seco   •   Eldorado at Santa Fe   •   En Medio   •   *Galisteo   •   *Glorieta   •   *Golden   •   Hyer   •   *Jacona   •   *Jaconita   •   Kennedy   •   La Bajada   •   La Cienega   •   *La Puebla   •   *Lamy   •   Las Dos   •   *Los Cerrillos   •   Los Marias   •   *Madrid   •   *Nambe   •   Otowi   •   *Peak Place   •   *Pojoaque   •   Potrero   •   Rancho Encantado   •   Rancho Valle   •   Rio Chiquito   •   *Rio en Medio   •   Rosario   •   *San Ildefonso Pueblo   •   *San Pedro   •   *Santa Cruz   •   Santa Fe   •   Seton Village   •   *Sombrillo   •   Spiess   •   Stanley   •   *Tesuque   •   *Tesuque Pueblo   •   Totavi

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Fe County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Santa Fe County, New Mexico
USDA Boundary Details
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Santa Fe County is located in the heart of New Mexico and serves as the cultural, historical, and artistic center of the state. Established in 1852, Santa Fe County is one of the oldest regions in the United States, with a history that spans over four centuries.

The name "Santa Fe" means "holy faith" in Spanish and was named by early settlers after St. Francis of Assisi. The area was originally inhabited by indigenous peoples, such as the Tewa, Keres, and Tanoan tribes. The first European contact occurred in the 16th century when explorer Francisco Vazquez de Coronado arrived in search of the mythical Seven Cities of Gold. In 1598, Don Juan de Onate led a group of settlers into the region and established the first European settlement, San Juan de los Caballeros.

In 1610, Santa Fe was founded by Pedro de Peralta, who served as the third governor of New Mexico. The city became the new capital of the province, replacing San Juan de los Caballeros. Throughout the 17th and 18th centuries, Santa Fe played a significant role as a trading hub and was a central point along the Camino Real, the Royal Road that connected Mexico City with Santa Fe.

The region evolved dramatically when New Mexico was ceded to the United States after the Mexican-American War in 1848. The county was formed in 1852, just four years after the new territorial government was established. The arrival of the railroad in the late 19th century boosted the economic growth of the region and provided easier access to goods and resources.

Today, Santa Fe County is known for its vibrant arts and culture scene, diverse population, and adobe architecture, which has been preserved throughout its history. The city boasts a multitude of art galleries, museums, and cultural events that celebrate its rich history and unique blend of Native American, Spanish, and Anglo-American cultures.

Fun fact: Santa Fe, the county seat, is the oldest state capital in the United States and has the highest elevation of any state capital, at 7,199 feet above sea level. The city's unique blend of history, vibrant arts, and a 400-year-old plaza is a testament to its enduring appeal and cultural significance.


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Chimayo Chupadero
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