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Find USDA Eligible Properties in New Mexico
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.Are you looking to buy in a rural area of New Mexico?
There are 2,911 USDA backed residential loans in New Mexico with an average loan balance of $118,893. Over 78% of the loans went to help first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $126,707. On average the rural home size purchased with this loan was approximately 1,556 square feet.
The size of New Mexico is roughly 314,917 square kilometers. USDA defined regions of rural loan ineligibility in New Mexico covers about 5,862 square kilometers of the state. That is a mere 1.86% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature to find houses in a city where you would like to live.
Search 33 Counties of New Mexico 
Bernalillo • Catron • Chaves • Cibola • Colfax • Curry • De Baca • Dona Ana • Eddy • Grant • Guadalupe • Harding • Hidalgo • Lea • Lincoln • Los Alamos • Luna • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help low-to-moderate-income homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• McKinley • Mora • Otero • Quay • Rio Arriba • Roosevelt • San Juan • San Miguel • Sandoval • Santa Fe • Sierra • Socorro • Taos • Torrance • Union • Valencia
States bordering New Mexico include Arizona, Colorado, Oklahoma, Texas and Utah.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of New Mexico.
New Mexico was admitted into the United States on January 6th, 1912 where the state capitol today resides in Santa Fe.
The official state motto of New Mexico is "Crescit Eundo," which is Latin for "It Grows as it Goes." This motto was adopted by the state of New Mexico in the early twentieth century, and is intended to represent the idea that the state is constantly growing and developing. The motto is a reminder that the state's progress is ongoing, and that it will continue to grow and prosper with each passing year. It also serves as a reminder to the citizens of New Mexico of the importance of taking collective action to ensure the state's continued growth and development.
Learn about the birds and the bugs of New Mexico!
State Fish: Rio Grande cutthroat trout (Oncorhynchus clarkii)
Click the map below to view for more details about rural housing in New Mexico and a higher resolution USDA loan eligibility boundaries.
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
USDA Rural Development State OfficeFeatured Properties from USDA Loan Eligible Regions of New Mexico
100 Sun Avenue NE, Suite 130
Albuquerque, NM 87109
Phone: 505-761-4950
Select from many USDA loan eligible cities
Rural Homes in New Mexico during Winter
