USDA Geographic Eligiblty Boundaries for New Mexico

By area about 1.9% of New Mexico is ineligible for rural development USDA home loans.


Regions of New Mexico highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.

New 2024 USDA Loan Boundaries for New Mexico

Use the search form to find your favorite counties, cities and zip codes in New Mexico.

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The benefits of rural life in the state of New Mexico are many. New Mexico offers a unique blend of cultural, economic, and recreational opportunities that make it a desirable place to live. Residents of rural areas can enjoy the fresh air, wide-open spaces, stunning landscapes, and unique culture of the region. Additionally, rural areas in New Mexico often have lower costs of living than urban areas, allowing residents to stretch their dollar further.

General rural housing conditions in New Mexico vary depending on the area. Many rural areas offer well-maintained homes, but some areas may have older, run-down homes. Rural areas in the state may also have limited access to services and amenities that are available in urban areas.

Financing options for purchasing homes in rural areas of New Mexico depend on the specific location and the availability of lenders. The USDA Rural Development program offers loan and grant programs for rural homeownership, and there are also several private lenders who offer rural home loans in the state. Other financing options include grants, mortgages, and home equity loans.

Rural Living in New Mexico

Direct New Mexico USDA Program Administration Contact Information

USDA Rural Development State Office
100 Sun Avenue NE, Suite 130
Albuquerque, NM 87109
Phone: 505-761-4950

Featured Property from USDA Loan Eligible Regions of New Mexico