Find USDA Eligible Properties in Cortland County


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Susan B. Hunt   from   United Country Palmer RealEstate

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Looking to buy in Cortland County, New York?

There are 146 USDA backed residential loans in Cortland county with an average loan balance of $95,863. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $100,413. On average the rural home size purchased with this loan was approximately 1,456 SqFt. Cortland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Cortland County is roughly 1,298 square kilometers. USDA defined regions of rural loan ineligibility in Cortland cover 33 square kilometers of the county. Approximately 2.6% of Cortland County is ineligible for traditional USDA home loans. The influence score for Cortland County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Cortland County, NY   Cortland QR code
* cities most likely to have USDA loan eligible properties for sale.

Baltimore   •   *Blodgett Mills   •   Cheningo   •   *Cincinnatus   •   Cortland   •   *Cortland West   •   Cortlandville   •   Cowles Settlement   •   Crains Mills   •   *Cuyler   •   East Freetown   •   East Homer   •   East River   •   East Scott   •   East Virgil   •   *Freetown   •   Galatia   •   Gee Brook   •   Gracie   •   Grout Mill   •   Guyler Hill   •   *Harford   •   Harford Mills   •   Homer   •   Keeney   •   *Lapeer   •   Loring Crossing   •   Lower Cincinnatus   •   *Marathon   •   Maybury Mills   •   *McGraw   •   Messengerville   •   Munsons Corners   •   *Preble   •   *Scott   •   *Solon   •   South Cortland   •   *Taylor   •   Taylor Center   •   Taylor Valley   •   Texas Valley   •   Tripoli   •   *Truxton   •   *Virgil   •   *Willet

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Cortland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Cortland County, New York
USDA Boundary Details
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Cortland County is a picturesque region located in the Central New York portion of the great state of New York. Established on April 8, 1808, the county was named in honor of Pierre Van Cortlandt, the first lieutenant governor of New York State. It is positioned in what was historically Iroquois Native American territory, which belonged to the Six Nations, a confederation of the Mohawk, Oneida, Onondaga, Cayuga, Seneca, and Tuscarora tribes.

Cortland County's earliest European settlers were primarily of English, Scottish, and Irish descent, comprising soldiers of the Revolutionary War and new settlers seeking opportunities in the fertile lands. The county played a crucial role during the American Revolution due to its strategic location between the Hudson River to the east and the Finger Lakes to the west.

Primarily rural, the county has been characterized by its booming agricultural industry since the early years of its establishment. Some of the main crops grown over the centuries include wheat, corn, hops, and dairy products. In the 19th century, Cortland's manufacturing sector grew, producing goods such as wagons, sleighs, and textiles.

A fun fact about Cortland County is that it is home to the State University of New York at Cortland, fondly called SUNY Cortland. Established in 1868, this historic institution started as a normal school (teacher-training school) and eventually evolved into a notable, comprehensive college, attracting students from all corners of the U.S. and beyond.


Featured Cities of New York
Cortland_West Willet
Featured Properties from USDA Loan Eligible Regions of Cortland County