Find USDA Eligible Properties in Monroe County


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Realtors in Monroe browse list of realtors working in Monroe County
Monroe county has 4 usdaproperties.com realtors ready to help with your search!

March Featured Agents
Chad Loblaw   from   Brix
MyoungJin Joo   from   MyoungJin Joo, Individual R.E. Broker
Roman Zguta   from   Howard Hanna
Sherry Nowak Cascini   from   Hunt Real Estate

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Looking to buy in Monroe County, New York?

There are 550 USDA backed residential loans in Monroe county with an average loan balance of $115,247. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $115,395. On average the rural home size purchased with this loan was approximately 1,472 SqFt. Monroe county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Monroe County is roughly 1,726 square kilometers. USDA defined regions of rural loan ineligibility in Monroe cover 809 square kilometers of the county. Approximately 46.9% of Monroe County is ineligible for traditional USDA home loans. The influence score for Monroe County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Monroe County, NY   Monroe QR code
* cities most likely to have USDA loan eligible properties for sale.

Adams Basin   •   Arnett   •   Bailey   •   Belcoda   •   Benedict Beach   •   Beulah   •   Braddock Heights   •   Brighton   •   *Brockport   •   Brookdale   •   Bushnell Basin   •   Cedar Swamp   •   *Chili   •   Chili Center   •   *Churchville   •   *Clarkson   •   Coldwater   •   Crescent Beach   •   Davison Beach   •   East Penfield   •   East Rochester   •   Egypt   •   Elmgrove   •   Fairport   •   Forest Lawn   •   Garbutt   •   Garland   •   Gates   •   Gates Center   •   German Village   •   Glen Edith   •   Glen Haven   •   Golah   •   Grand View Heights   •   Greece   •   *Hamlin   •   Henrietta   •   *Hilton   •   Hinkleyville   •   *Honeoye Falls   •   Irondequoit   •   Island Cottage Beach   •   Kendall Mills   •   Lighthouse Beach   •   Manitou Beach   •   Martin   •   Meadow Wood   •   *Mendon   •   Mendon Center   •   Mile of Woods   •   Mortimer   •   Morton   •   Mount Read   •   Mumford   •   North Chili   •   North Gates   •   North Greece   •   North Hamlin   •   North Rush   •   *Ogden   •   Ogden Center   •   Oklahoma Beach   •   Onteo Beach   •   Otis   •   *Parma   •   Parma Center   •   Payne Beach   •   Penfield   •   Penfield Center   •   Perinton   •   Pittsford   •   Ridgeland   •   *Riga   •   Rigney Bluff   •   Rochester   •   Rock Beach   •   Roseland   •   *Rush   •   Sandy Harbour Beach   •   *Scottsville   •   Sea Breeze   •   Sibleyville   •   South Chili   •   South Greece   •   Spencerport   •   *Sweden   •   Sweden Center   •   Town Pump   •   Tressmar   •   Troutburg   •   Walker   •   Wautoma Beach   •   Webster   •   West Chili   •   West Greece   •   West Henrietta   •   West Rush   •   West Sweden   •   West Webster   •   Westfall   •   *Wheatland   •   Wheatland Center   •   White City   •   Whites

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Monroe County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Monroe County, New York
USDA Boundary Details
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Monroe County, located in western New York, is a region known historically for its thriving industries, rich cultural heritage, and the popular city of Rochester, which serves as its county seat. The county was formed on February 23, 1821, and named in honor of the fifth President of the United States, James Monroe.

Before European settlers arrived, the area was inhabited by the Seneca tribe, who were part of the Iroquois Confederacy. It later became a significant hub for the settlers due to the well-established fur trade industry brought about by the French and the British in the 17th and 18th centuries.

The early 19th century witnessed the construction of the Erie Canal, which played a crucial role in the county's growth and development, linking the region to the eastern seaboard and expanding its markets. This, in turn, led to the establishment of industries such as manufacturing, mills, and breweries in Monroe County.

At the height of the 20th century, the county became home to well-known companies like Eastman Kodak, Xerox, and Bausch & Lomb, contributing significantly to the economic prosperity of the region.

A fun fact about Monroe County is that it is home to the Strong National Museum of Play, which houses the National Toy Hall of Fame. The museum is dedicated to the exploration and interpretation of play and boasts an impressive collection of toys, games, and other interactive exhibits. This unique museum has become a popular attraction for residents and visitors alike, and it is a shining aspect of the county's cultural life.


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Featured Properties from USDA Loan Eligible Regions of Monroe County