Find USDA Eligible Properties in Niagara County


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Christian Voigt   from   Hunt Real Estate ERA
Mark Zambito   from   Berkshire Hathaway HomeServices Zambito REALTORS

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Looking to buy in Niagara County, New York?

There are 195 USDA backed residential loans in Niagara county with an average loan balance of $101,202. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $103,222. On average the rural home size purchased with this loan was approximately 1,511 SqFt. Niagara county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Niagara County is roughly 1,375 square kilometers. USDA defined regions of rural loan ineligibility in Niagara cover 221 square kilometers of the county. Approximately 16.1% of Niagara County is ineligible for traditional USDA home loans. The influence score for Niagara County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Niagara County, NY   Niagara QR code
* cities most likely to have USDA loan eligible properties for sale.

Appleton   •   *Barker   •   Beach Ridge   •   Bergholtz   •   Blairville   •   Burt   •   *Cambria   •   Cambria Center   •   Carlisle Gardens   •   Collingwood Estates   •   Colonial Village   •   Coolidge Beach   •   Corwin   •   County Line   •   Dickersonville   •   Dysinger   •   East Wilson   •   Elberta   •   Escarpment   •   Fort Niagara Beach   •   *Gasport   •   Harrison Grove   •   *Hartland   •   Highland Park   •   Hoffman   •   Hopkins Beach   •   Johnson Creek   •   La Salle   •   Lewiston   •   Lockport   •   Martinsville   •   McNalls   •   *Middleport   •   Model City   •   *Newfane   •   Niagara   •   Niagara Falls   •   North Hartland   •   North Ridge   •   North Tonawanda   •   Nottingham Estates   •   *Olcott   •   Orangeport   •   Pekin   •   *Pendleton   •   Pendleton Center   •   *Porter   •   Porter Center   •   *Ransomville   •   *Rapids   •   Raymond   •   Reynales Basin   •   Ridgelea Heights   •   Ridgewood   •   Riverside Manors   •   Roosevelt Beach   •   *Royalton   •   Rumsey Ridge   •   Saint Johnsburg   •   *Sanborn   •   Shawnee   •   *Somerset   •   South Lockport   •   South Wilson   •   Stella Niagara   •   Sunset Beach   •   Uneeda Beach   •   Walmore   •   Wendelville   •   West Somerset   •   Wheatfield   •   *Wilson   •   Wolcottsville   •   *Youngstown   •   Youngstown Estates

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Niagara County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Niagara County, New York
USDA Boundary Details
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Niagara County, located in the northwestern part of New York, was established on March 11, 1808, from parts of Genesee County. It is named after the famous Niagara Falls, which straddles the border between the United States and Canada. The land was originally inhabited by the Iroquois (Haudenosaunee) tribes, who were later displaced by European settlers during the late 18th and early 19th centuries.

Key cities in Niagara County include Lockport, North Tonawanda, and the county seat, Niagara Falls. The opening of the Erie Canal in 1825 proved to be a turning point for the region, spurring economic development, quickly connecting it to the rest of the state, and promoting growth in population and trade. The canal played a significant role in shaping Niagara County's landscape, as well as its subsequent economic and industrial identity.

During the 19th and 20th centuries, Niagara County developed a thriving industrial sector, primarily focusing on hydroelectric power production. With the construction of the first Niagara Falls hydroelectric power plant in 1895, later followed by the Robert Moses Niagara Power Plant in 1961, the county became a regional hub for producing low-cost, renewable energy.

A fun fact about Niagara County is that it is home to the famous "Love Canal" neighborhood, a designated Superfund site due to hazardous waste contamination. This residential area in Niagara Falls became the subject of national attention in the late 1970s when it was discovered that chemical waste previously buried at the site was seeping into the basements of homes, leading to dangerous exposure and health risks. The Love Canal disaster contributed to the creation of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), commonly known as the Superfund law, in 1980.

Additionally, Niagara County offers a wealth of outdoor recreational opportunities and natural attractions, such as the Niagara Wine Trail, which features over 20 local wineries, making it a popular destination for wine enthusiasts.


Featured Cities of New York
Carlisle_Gardens Collingwood_Estates
Featured Properties from USDA Loan Eligible Regions of Niagara County