Find USDA Eligible Properties in Oswego County

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Janet Knopp   from   Capital Region Preferred Properties LLC

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Looking to buy in Oswego County, New York?

There are 431 USDA backed residential loans in Oswego county with an average loan balance of $96,054. Over 85% of the loans helped first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $98,957. On average the rural home size purchased with this loan was approximately 1,464 SqFt. Alternate income limits exist to determine loan eligibility in Oswego county. For a household of upto 4 people the income limit is $91,450. For a household of between 5 and 8 people the income limit increases to $120,700.

The size of Oswego County is roughly 2,640 square kilometers. USDA defined regions of rural loan ineligibility in Oswego cover 42 square kilometers of the county. Approximately 1.6% of Oswego County is ineligible for traditional USDA home loans. The influence score for Oswego County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Oswego County, NY   Oswego QR code
* cities most likely to have USDA loan eligible properties for sale.

Albion Center   •   *Altmar   •   *Amboy   •   Amboy Center   •   Arthur   •   Beecherville   •   Bernhards Bay   •   Big Bay   •   *Boylston   •   Boylston Center   •   Carley Mills   •   Carterville   •   Caughdenoy   •   *Central Square   •   *Cleveland   •   Clifford   •   Colosse   •   *Constantia   •   Constantia Center   •   Daysville   •   Demster   •   Demster Beach   •   Dexterville   •   Doris Park   •   Dugway   •   Dutch Settlement   •   Dutcherville   •   East Amboy   •   East Boylston   •   East Palermo   •   Fairdale   •   Fruit Valley   •   Fulton   •   Furniss   •   Gayville   •   Gilbert Mills   •   Graftons Square   •   *Granby   •   Granby Center   •   Greenboro   •   Gulf Bridge   •   *Hannibal   •   Hannibal Center   •   Happy Valley   •   *Hastings   •   Hastings Center   •   Hickory Grove   •   Hinmansville   •   Howardville   •   Kasoag   •   Kraus Landing   •   *Lacona   •   Little America   •   Little France   •   Lycoming   •   Mallory   •   Maple View   •   *Mexico   •   *Minetto   •   Morse   •   Mud Hill   •   Mud Settlement   •   *New Haven   •   New Scriba   •   Nicholsville   •   Noble Shores   •   North Amboy   •   North Boylston   •   North Constantia   •   North Hannibal   •   North Scriba   •   North Volney   •   *Orwell   •   Oswego   •   Oswego Beach   •   Oswego Center   •   Otto Mills   •   *Palermo   •   Panther Lake   •   *Parish   •   Parish Center   •   Pennellville   •   *Phoenix   •   Pine Meadows   •   Pineville   •   Port Ontario   •   Prattham   •   *Pulaski   •   Rainbow Shores   •   Ramona Beach   •   Red Mill   •   *Redfield   •   Ricard   •   *Richland   •   Russ Mills   •   SUNY Oswego   •   Sala   •   *Sand Ridge   •   *Sandy Creek   •   Sandy Pond   •   *Schroeppel   •   *Scriba   •   Seneca Hill   •   Shore Oaks   •   Smartville   •   South Granby   •   South Hannibal   •   South New Haven   •   South Scriba   •   Southwest Oswego   •   Texas   •   The Elms   •   Toad Harbor   •   Union Settlement   •   Vermilion   •   *Volney   •   Vorea   •   Wellwood   •   West Amboy   •   *West Monroe   •   Whig Hill   •   *Williamstown

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Oswego County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Oswego County, New York
USDA Boundary Details

Oswego County is located in the northern part of the state of New York and was established on March 1, 1816. It was carved out from parts of the earlier counties of Oneida and Onondaga. Named after the Oswego River, the county covers an area of about 1,312 square miles, with Lake Ontario to the northwest, the Tug Hill Plateau to the east, and the Plain of Sandy Creek to the south. The word "Oswego" is believed to come from the Iroquois word "Osh-we-geh," which means "pouring out place" - referring to the spot where the river flows into the lake.

In the 17th and 18th centuries, the county was a territory inhabited and controlled by the Iroquois Confederacy, a powerful alliance of five native tribes. European settlement in the area started in the early 18th century, predominantly by French fur traders. The British took control after the French and Indian War in 1759.

The city of Oswego and the surrounding areas played an important role during the American Revolutionary War, situated at the confluence of waterways connecting Lake Ontario with the Atlantic colonies. The county later witnessed rapid industrial and economic growth due to its role in transportation and access to water power from the river.

One fun fact about Oswego County is that it is home to the Salmon River, one of the premier freshwater fisheries in North America, attracting anglers from far and wide for its world-class salmon and steelhead runs. The county also hosts the annual Oswego County Fair, a popular agricultural event that has been taking place since 1852, featuring livestock exhibits, live entertainment, and various other attractions.

Featured Cities of New York
Noble_Shores Gayville
Featured Properties from USDA Loan Eligible Regions of Oswego County
79 Kings Rd
Fulton, NY

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3486 County Route 22
Richland, NY

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314 County Route 15
Lacona, NY

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679 County Route 25
Oswego, NY

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