USDA Geographic Eligiblty Boundaries for New York

By area about 13.5% of New York is ineligible for rural development USDA home loans.

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Regions of New York highlighed in red are not eligible for the USDA backed home loan programs. USDAProperties.com can help you determine exactly what properties are outside these boundaries. For higher resolution of the boundaries click the map to zoom in or search for specific postal (zip) codes, city names or even counties.
New York USDA loan eligibility boundaries

New 2024 USDA Loan Boundaries for New York

New York USDA loan eligibility boundaries

Use the search form to find your favorite counties, cities and zip codes in New York.


Benefits of Rural Life in New York:

Living in rural New York offers opportunities to find peace and tranquility, enjoy natural beauty, and experience a slower paced life. There are a variety of outdoor activities available such as swimming, fishing, biking, and hiking. The rural areas of New York also provide easy access to cities such as Albany and Syracuse, making it easy to experience the culture and attractions of these destinations.

General Rural Housing Conditions in New York:

Rural housing in New York is largely single family dwellings on large lots, with some multi-family dwellings available. Many of these homes are older and have been owned by the same family for many generations. The homes are generally well-maintained and in good condition, although some may need minor repairs or updates.

Financing Options for Purchasing Homes in Rural Areas of New York:

The most common financing option for purchasing homes in rural areas of New York is a conventional loan from a bank or mortgage lender. Loans backed by the Federal Housing Administration (FHA) and the United States Department of Agriculture (USDA) are also available. Additionally, some states and local governments offer grants and other programs to assist with purchasing homes in rural areas.


Rural Living in New York
Rural landscape in New York
Direct New York USDA Program Administration Contact Information
The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447
Featured Property from USDA Loan Eligible Regions of New York
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