Find USDA Eligible Properties in Ashland County


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March Featured Agents
Brandie Ross   from   REMAX Showcase
Misty Hatch   from   Russell Real Estate Co

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Looking to buy in Ashland County, Ohio?

There are 282 USDA backed residential loans in Ashland county with an average loan balance of $98,947. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $99,949. On average the rural home size purchased with this loan was approximately 1,455 SqFt. Ashland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Ashland County is roughly 1,104 square kilometers. USDA defined regions of rural loan ineligibility in Ashland cover 30 square kilometers of the county. Approximately 2.8% of Ashland County is ineligible for traditional USDA home loans. The influence score for Ashland County is 5. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Ashland County, OH   Ashland QR code
* cities most likely to have USDA loan eligible properties for sale.

Albion   •   Ashland   •   *Bailey Lakes   •   Charles Mill   •   *Cinnamon Lake   •   England   •   *Hayesville   •   Herefork   •   *Jeromesville   •   Lake Fork   •   *Loudonville   •   McKay   •   McZena   •   *Mifflin   •   Mohicanville   •   Nankin   •   Nova   •   Paradise Hill   •   *Perrysville   •   *Polk   •   Redhaw   •   Rowsburg   •   Ruggles   •   *Savannah   •   Spreng   •   Sullivan   •   Widowville

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ashland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Ashland County, Ohio
USDA Boundary Details
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Ashland County, located in the great state of Ohio, was established on February 24, 1846. It was formed from portions of Huron, Lorain, Richland, and Wayne Counties. The county was named after the estate of Henry Clay, a Kentucky statesman and politician, known as the "Ashland" estate.

The city of Ashland, which serves as the county seat, was originally laid out to be part of the Connecticut Western Reserve. It was then settled in 1815 by immigrants, predominantly from western New York, Pennsylvania, and Connecticut. Early settlers relied primarily on agriculture for their livelihood. Later, manufacturing and educational institutions became central to the economy, ushering in progress and growth.

Ashland County is historically significant for its role in the Underground Railroad, where several locations in the region served as stations for freedom seekers, such as the John Brown House in Perrysville.

A fun fact about Ashland County is that it is home to the Ohio State Reformatory, which was featured extensively in the 1994 film The Shawshank Redemption. Visitors can tour the reformatory and learn about its history, as well as attend various events hosted on the historic grounds.


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Featured Properties from USDA Loan Eligible Regions of Ashland County