Find USDA Eligible Properties in Lake County


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March Featured Agents
Karen Richardson   from   Keller Williams Citywide
Bill Bissett   from   Homesmart
Cassandra Cox   from   Century 21 Asa Cox Homes

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Looking to buy in Lake County, Ohio?

There are 416 USDA backed residential loans in Lake county with an average loan balance of $120,060. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $120,669. On average the rural home size purchased with this loan was approximately 1,375 SqFt. Lake county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lake County is roughly 600 square kilometers. USDA defined regions of rural loan ineligibility in Lake cover 206 square kilometers of the county. Approximately 34.4% of Lake County is ineligible for traditional USDA home loans. The influence score for Lake County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lake County, OH   Lake QR code
* cities most likely to have USDA loan eligible properties for sale.

Camp Roosevelt   •   Driftwood   •   Eastlake   •   Fairport Harbor   •   Grand River   •   *Kirtland   •   *Kirtland Hills   •   Lakeline   •   Lane   •   Little Mountain   •   *Madison   •   MadisonontheLake   •   Mentor   •   MentorontheLake   •   *North Madison   •   *North Perry   •   Painesville   •   Painesville ontheLake   •   *Perry   •   Redbird   •   Reynolds   •   Shoreland   •   South Madison   •   Timberlake   •   *Waite Hill   •   Wickliffe   •   Willoughby   •   *Willoughby Hills   •   Willowick

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lake County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lake County, Ohio
USDA Boundary Details
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Lake County is a picturesque county located in the northeastern corner of the state of Ohio, USA. Established on March 6, 1840, the county was carved out from parts of Geauga and Cuyahoga counties. It was named Lake County due to its proximity to Lake Erie, one of the five Great Lakes of North America.

In its early days, the region was primarily inhabited by Native American tribes, such as the Iroquois and Erie. European settlement began in the late 18th century when the Connecticut Land Company purchased land in the area. The county's first permanent settler, Elijah Gun, arrived in 1800.

During the 19th century, the construction of the Ohio and Erie Canal and later the railroads helped promote growth in the region. Many Irish immigrants settled in Lake County to work on canal and railroad projects. Agriculture, manufacturing, and shipping industries flourished, taking advantage of the county's rich natural resources, fertile soil, and strategic location along Lake Erie.

Lake County's largest city is Mentor, which also serves as a key center of commerce, culture, and education for the area. The county is well-known for its vineyards and wineries, earning a reputation as Ohio's premier wine-producing region. One of the most visited attractions in Lake County is Headlands Beach State Park, which boasts a mile-long natural sand beach.

Fun Fact: The 20th President of the United States, James A. Garfield, lived in Mentor, Lake County. His home, Lawnfield, served as his presidential campaign headquarters and now operates as the James A. Garfield National Historic Site, where visitors can learn more about his life and presidency.


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Featured Properties from USDA Loan Eligible Regions of Lake County