Find USDA Eligible Properties in Lorain County


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Misty Hatch   from   Russell Real Estate Co

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Looking to buy in Lorain County, Ohio?

There are 230 USDA backed residential loans in Lorain county with an average loan balance of $112,444. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $115,345. On average the rural home size purchased with this loan was approximately 1,458 SqFt. Lorain county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lorain County is roughly 1,281 square kilometers. USDA defined regions of rural loan ineligibility in Lorain cover 424 square kilometers of the county. Approximately 33.1% of Lorain County is ineligible for traditional USDA home loans. The influence score for Lorain County is 1. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lorain County, OH   Lorain QR code
* cities most likely to have USDA loan eligible properties for sale.

Amherst   •   Avon   •   Avon Lake   •   Belden   •   Brentwood Lake   •   Brownhelm Station   •   Columbia Center   •   Columbia Station   •   *Eaton Estates   •   Elyria   •   *Grafton   •   Henrietta   •   Huntington   •   *Kipton   •   *LaGrange   •   Laporte   •   Lorain   •   North Eaton   •   North Ridgeville   •   *Oberlin   •   Penfield   •   *Pheasant Run   •   Pittsfield   •   *Rochester   •   Semples   •   Sheffield   •   Sheffield Lake   •   *South Amherst   •   Sunnyside   •   *Wellington

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lorain County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lorain County, Ohio
USDA Boundary Details
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Lorain County is located in the northeastern region of the great state of Ohio and covers an area of about 493 square miles. Established on December 26, 1822, the county was named after the French province of Lorraine, as its early settlers included French Huguenots. Elyria is the county seat, while the city of Lorain is the largest city in the area.

The region had long been occupied by various Native American tribes, such as the Eries, Hurons, and Iroquois, before European settlers arrived. The first permanent settler in the area was Herman Ely, who arrived in 1817, followed by a wave of settlers in the 19th century. The completion of the Ohio and Erie Canal in the 1820s and the arrival of the railroad in the mid-19th century helped to fuel the growth of the county's agriculture and industry.

Lorain County's economy has historically been based on agriculture, and manufacturing, with the latter significantly boosted by the growth of the steel and automobile industries in the early 20th century. Today, the county is home to various educational institutions, parks, and cultural attractions, such as the Oberlin College, which was founded in 1833 as one of the first colleges in the United States to admit women and African-American students.

Fun Fact: The historic "Spirit of '76" painting, which depicts a fife and drum corps during the American Revolutionary War and symbolizes American patriotism, was created by Archibald Willard, a Lorain County native. The painting has become an iconic symbol of American independence, making Lorain County an important landmark in the history of American art.


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Featured Properties from USDA Loan Eligible Regions of Lorain County