Find USDA Eligible Properties in Ottawa County


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March Featured Agent
Dan Novotny   from   Danberry

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Looking to buy in Ottawa County, Ohio?

There are 213 USDA backed residential loans in Ottawa county with an average loan balance of $99,286. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $97,662. On average the rural home size purchased with this loan was approximately 1,384 SqFt. Ottawa county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Ottawa County is roughly 743 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Ottawa County is 6. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Ottawa County, OH   Ottawa QR code
* cities most likely to have USDA loan eligible properties for sale.

Catawba Island   •   *Clay Center   •   *Curtice   •   Danbury   •   Elliston   •   *Elmore   •   Gem Beach   •   *Genoa   •   Graytown   •   Gypsum   •   Hickory Grove   •   Lacarne   •   *Lakeside   •   Limestone   •   Locust Point   •   Long Beach   •   *Marblehead   •   Martin   •   Middle Bass   •   *Oak Harbor   •   *Port Clinton   •   *PutinBay   •   *Rocky Ridge   •   Sand Beach   •   Trowbridge   •   *Williston

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Ottawa County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Ottawa County, Ohio
USDA Boundary Details
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Ottawa County is located in the northwestern region of the great state of Ohio, alongside the shores of Lake Erie. It was originally established on March 6, 1840, and named after the Ottawa Native American Tribe, which inhabited the area. The county seat is Port Clinton.

The region was initially settled in the late 18th century by traders and trappers and gradually grew with an influx of European immigrants. The area saw significant development during the 19th century with the introduction of a canal system and the expansion of the railroad network, which contributed to the growth of the agricultural, manufacturing, and shipping industries.

Ottawa County is known for its rich natural resources and scenic beauty, including the picturesque Marblehead Peninsula, which features the Marblehead Lighthouse - the oldest continuously operating lighthouse on the Great Lakes, operating since 1822. The county is also home to several islands, most notably South Bass Island, where the village of Put-in-Bay is located. This island is a popular tourist destination, known for its vibrant downtown area featuring shops, restaurants, and nightlife.

Fun fact: Ottawa County is sometimes called "The Walleye Capital of the World" due to its thriving and popular walleye fishing industry. The county hosts the annual Walleye Festival in Port Clinton, which attracts thousands of visitors each year.


Featured Cities of Ohio
Elliston Marblehead
Featured Properties from USDA Loan Eligible Regions of Ottawa County