Find USDA Eligible Properties in Richland County


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Richland county has 2 usdaproperties.com realtors ready to help with your search!

March Featured Agents
William Ropp   from   Coldwell Banker Mattox McCleery

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Looking to buy in Richland County, Ohio?

There are 502 USDA backed residential loans in Richland county with an average loan balance of $90,382. Over 84% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $91,601. On average the rural home size purchased with this loan was approximately 1,390 SqFt. Richland county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Richland County is roughly 1,298 square kilometers. USDA defined regions of rural loan ineligibility in Richland cover 189 square kilometers of the county. Approximately 14.6% of Richland County is ineligible for traditional USDA home loans. The influence score for Richland County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Richland County, OH   Richland QR code
* cities most likely to have USDA loan eligible properties for sale.

Adario   •   Alta   •   Amoy   •   Bangorville   •   Bethlehem   •   *Butler   •   Coulter   •   Crimson   •   Culler Mill   •   East Mansfield   •   Epworth   •   Fleming Falls   •   Ganges   •   Gatton Rock   •   Hanley Village   •   Hastings   •   *Lexington   •   Little Washington   •   Lockhart   •   *Lucas   •   Mansfield   •   Millsboro   •   Newville   •   Olivesburg   •   Ontario   •   Pavonia   •   Pinhook   •   Planktown   •   Roseland   •   *Shelby   •   Shenandoah   •   *Shiloh   •   Spring Mill   •   Windsor   •   Wooster Heights

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Richland County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Richland County, Ohio
USDA Boundary Details
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Richland County is located in the north-central region of the great state of Ohio. Established in 1808, the county was named after its fertile soil, which provided ideal conditions for agriculture. Mansfield, the largest city in the county, was founded in 1808 by James Hedges, Jacob Newman, and Joseph Larwill, and it became the county seat in 1809.

Richland County's early economy was driven by agriculture, with wheat being the primary crop. The county also became a significant location for the manufacturing industry due to the presence of the Pennsylvania Railroad and the strategic location between Cleveland and Columbus. The Mansfield Reformatory, a historic prison built in 1886, is one of the county's notable sites which has attracted filmmakers, for movies such as "The Shawshank Redemption," filmed there in 1993.

A fun fact about Richland County is that it is home to the Ohio State Reformatory, which is reportedly haunted. The reformatory offers ghost tours, paranormal investigations, and other special events for visitors interested in exploring the spooky side of the county's history.


Featured Cities of Ohio
Coulter Newville
Featured Properties from USDA Loan Eligible Regions of Richland County